High-risk e-commerce
High-risk e-commerce: merchants in this vertical, their requests and offers for them.
Instant EFT in South Africa: 5.3% pay-in, 1.5% + R100 pay-out
A provider offers Instant EFT bank transfer acceptance in South Africa. Instant EFT is an immediate transfer from the customer's online banking, with no card involved and no wait for funds to clear…
Looking for:Merchants
Bank transfer
IN 5.3%
RespondMobile Money in Malawi: Airtel and TNM, 6.5% pay-in
A provider connects Malawi Mobile Money, payments from mobile wallets linked to a phone number. The customer confirms the payment on their phone, and no bank card is needed. The offer was published…
Looking for:Merchants
Mobile money
IN 6.5%
RespondP2P acceptance in Ethiopia via Telebirr: birr deposits and withdrawals
A May 2026 offer covers Ethiopia P2P payments: accepting deposits and processing withdrawals in Ethiopian birr (ETB). It is addressed to merchants and payment service users. Methods etbp2p: P2P birr…
Looking for:Merchants
Mobile money
IN 7.5%
RespondNSPK payments for iGaming: 14% pay-in, T+0 settlement
A payment provider is looking for merchants that need NSPK payments, processed through Russia's national card payment system. The main focus is iGaming, and the provider is also open to currency…
Looking for:Merchants
IN 14%
RespondNamed EUR IBAN and crypto on/off-ramp via a Swiss payment institution
This offer targets companies that need a EUR IBAN in their own name plus a link to crypto. The account comes with a Maltese domicile, and the provider is a licensed payment institution under Swiss…
Looking for:Merchants
Philippines acceptance via GCash QR, Maya, QRPH for iGaming and Forex
A May 2026 offer gives merchants Philippines GCash acceptance along with Maya and QRPH. It is aimed at iGaming and Forex projects. Methods GCash QR: QR code payments from GCash, the most popular…
Looking for:Merchants
QR
IN 2.4%
RespondAmPay: P2P payments in Argentina via Lemon
AmPay has launched P2P acceptance in Argentina built on Lemon Bank. The May 2026 offer covers FTD and STD traffic, with funds paid to the merchant the same day (T+0). Rates pay-in: from 7.5% down to…
Looking for:Merchants
Transavex White Label: infrastructure for your own payment service
Transavex White Label is ready-made infrastructure for launching your own payment service under your own brand. TransaveX offers it to projects that want to run collections and payouts themselves…
Looking for:Merchants
AmPay: bank transfers in Turkey for high-risk projects
AmPay offers payment acceptance in Turkey via bank transfers and describes this route as stable. The April 2026 offer targets high-risk projects with FTD (first deposit) and STD (repeat deposit)…
Looking for:Merchants
AmPay: Visa and Mastercard acceptance in Kazakhstan for high-risk
AmPay offers card acquiring in Kazakhstan for high-risk businesses, accepting Visa and Mastercard in an e-commerce flow. The offer was published in March 2026, when Kazakhstan was listed as one of…
Looking for:Merchants
Bank cards
IN 8%
RespondAmPay: P2P for iGaming in Kyrgyzstan via Mbank, Optima and Bakai
AmPay has launched an iGaming offer in Kyrgyzstan: P2P acceptance through three local banks. The offer was published in March 2026 and suits gaming as well as other high-risk projects. Methods P2P…
Looking for:Merchants
IN 5.5%
RespondLithuanian EMI: SEPA Instant, SWIFT, prepaid cards and BaaS API
A Lithuanian EMI is offering business accounts with SEPA Instant and SWIFT in more than 20 currencies, prepaid card issuing and a BaaS API. The intermediary ClearSky Network handles onboarding; the…
Looking for:Merchants
Thailand: bank transfers and QR for pay-ins and payouts
Bank transfers and QR are the main ways Thai users pay for purchases and top up accounts online. This provider offers both in Thailand for pay-ins and payouts and was published in December 2025…
Looking for:Merchants
AmPay: P2P acceptance in Uzbekistan for gambling and betting
AmPay offers P2P acceptance in Uzbekistan for gaming projects, covering gambling and sports betting. The terms were published in December 2025 and target FTD and STD traffic. Rates pay-in: 7.5–3.5%…
Looking for:Merchants
AmPay: UPI pay-in and payouts in India
AmPay connects UPI in India for both collecting payments and sending payouts through banking apps and wallets. The terms were published in December 2025. Pricing pay-in: 12–6.6%; payout: 7–3.9% plus…
Looking for:Merchants
AmPay: P2P to Kapital Bank cards for betting in Azerbaijan
AmPay offers P2P for betting in Azerbaijan: players top up by transferring to Visa and Mastercard cards at Kapital Bank. The offer was published in late November 2025. Who it is for verticals…
Looking for:Merchants
Bank cards
IN 9.1%
RespondLithuanian EMI: corporate SEPA/SWIFT account for B2B
A corporate SEPA account with SWIFT at a licensed Lithuanian EMI is opened in your company name, as a dedicated account rather than a pooled one. The solution is aimed at B2B and was published in…
Looking for:Merchants
AmPay: Open Banking in Europe
AmPay offers acceptance through Open Banking in Europe, taking payments straight from the buyer's account via their online bank. The terms were published in November 2025 and cover EU countries. How…
Looking for:Merchants
High-risk e-commerce by country
Related subsections
What makes a merchant high risk
Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.
Where a high risk merchant account comes from
- Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
- Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
- Aggregators with cascading that route between several acquirers (aggregators).
- Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.
High-risk PSP checklist
- Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
- Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
- Chargeback ratio thresholds, alerts, 3DS and chargeback management.
- KYB documents and licences you will need — see legal and licensing.
- Payout support for refunds and client withdrawals.
How to use this hub
Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.