AmPay: UPI pay-in and payouts in India
Terms
Payment methods
Geography
Details
What we offer
- Pay-in 6.6–12%, payout 3.9–7% + 10 INR
- UPI via banks and wallets
- T+0 settlement, 0% settlement fee
- Payments from 100 to 50,000
- Rate of about 95 INR per USDT
AmPay connects UPI in India for both collecting payments and sending payouts through banking apps and wallets. The terms were published in December 2025.
Pricing - pay-in: 12–6.6%; - payout: 7–3.9% plus 10 INR per payout; - settlement: 0%.
Settlement uses a floating rate of about 95 rupees per 1 USDT, so the merchant receives funds in a stablecoin.
Timing and limits - T+0 cycle; - minimum payment: 100; - maximum: 50,000.
Why UPI The Unified Payments Interface is India's main payment system and carries most retail online payments. Buyers pay by QR code or UPI address from any banking app or wallet, and funds are credited instantly.
What to consider Acceptance rates here are above the market average, so ask what decides your position in the range. The floating USDT rate affects the final amount: check whether it is fixed at payment or at withdrawal. The flat 10 rupees per payout is barely noticeable on larger amounts.
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