High-risk e-commerce
High-risk e-commerce: merchants in this vertical, their requests and offers for them.
UK EMI: client IBANs, SEPA/SWIFT and Visa issuing programmes
A UK EMI with direct Visa membership offers licensed fintech companies and PSPs the infrastructure for their own payment products. The core of it is card issuance and white-label card programmes. The…
Looking for:Merchants
Gabon: Airtel Money and Moov Africa collections for betting
This PSP in Gabon offers casinos and bookmakers collections and payouts via Airtel Money and Moov Africa, the wallets of the two telecom operators that cover most Gabonese subscribers. Domestic…
Looking for:Merchants
Mobile money
IN 7%
RespondGuinea: iGaming PSP on Orange Money and MTN MoMo
This PSP in Guinea connects merchants to the country's two main mobile wallets, Orange Money and MTN MoMo. Payments run in Guinean francs (GNF), and the provider is ready for high-risk verticals…
Looking for:Merchants
Mobile money
IN 8%
RespondCross-border P2P for Russia: Tajikistan 8.5%, Vietnam 10.5%
A provider offers cross-border P2P for a Russian audience: the customer pays with a familiar ruble method, and the payment runs through one of two foreign routes. QR, SBP (Russia's Faster Payments…
Looking for:Merchants
C2C (card to card)QRSBP (Faster Payments)
IN 8.5%
RespondP2P for the US: Zelle, Venmo and PayPal, 8.5% pay-in
A provider offers US P2P payments: players and customers pay through popular American transfer services, and the merchant is settled in a stablecoin. The US offer came out in June 2026. Methods…
Looking for:Merchants
E-wallets
IN 8.5%
RespondEPS for Austria: 5.5% + €0.30 for licensed iGaming
A provider accepts EPS payments in Austria for licensed iGaming operators. EPS (Electronic Payment Standard) is Austria's online transfer system: the customer picks their bank, logs into online…
Looking for:Merchants
Sofort for Germany: EUR deposits from 5.5% for iGaming
A provider offers licensed iGaming operators Sofort in Germany. Sofort is a bank transfer payment method: the customer logs into online banking, confirms the payment, and the merchant gets…
Looking for:Merchants
Ready-made PSP platform with source code and P2P module
The author offers a ready-made PSP platform, the software core of a payment aggregator with a P2P module. It is not White Label: the buyer receives the source code and documentation outright instead…
Looking for:Merchants
Russia to Tajikistan cross-border: 9.5% fee, T+1
A provider offers Tajikistan cross-border processing: a customer in Russia pays in rubles, and the payment runs through Tajik infrastructure. Such setups are used when direct acceptance in Russia is…
Looking for:Merchants
P2P in Algeria via BaridiMob: 8% pay-in, 3.5% pay-out
A provider is opening BaridiMob payments in Algeria on a P2P basis. BaridiMob is the mobile app of Algeria's postal service (Algérie Poste), which lets postal account holders send money from a…
Looking for:Merchants
IN 8%
RespondInstant SEPA P2P via Zen Bank: 7.5% pay-in, 3.5% pay-out
A provider offers payment acceptance through Instant SEPA on a P2P basis. Transfers go through Zen Bank, and the merchant is settled in USDT on the day of the transaction. The SEPA terms were posted…
Looking for:Merchants
SEPA
IN 7.5%
RespondQuasi-cash in Azerbaijan: 7% pay-in, 3% pay-out, H2H
A provider offers Azerbaijan quasi-cash processing. Quasi-cash covers payments treated like cash transactions, such as e-wallet top-ups or purchases of digital assets. Banks tend to be more cautious…
Looking for:Merchants
IN 7%
RespondKaspi payouts in Kazakhstan by phone number: 0.5%
A provider offers Kaspi payouts in Kazakhstan on a P2P basis: funds reach the customer card to card (C2C) or by phone number. The offer was published in May 2026 and targets iGaming and Forex. Terms…
Looking for:Merchants
C2C (card to card)
OUT 0.5%
RespondP2P in Qatar via bank transfers: 8.5% pay-in
A provider offers Qatar P2P payments: funds move as bank transfers between private individuals, and the merchant receives the total in crypto. The Qatar offer came out in the second half of May 2026…
Looking for:Merchants
Bank transfer
IN 8.5%
RespondMobile Money in Gambia: Africell, Wave and Qcell, 4.8% pay-in
A provider offers merchants pay-ins and pay-outs through Gambia Mobile Money, the wallets tied to a mobile phone number. The Gambian offer is dated May 2026. The author is open to iGaming, Forex…
Looking for:Merchants
Mobile money
IN 4.8%
RespondVouchers in Botswana: 6.5% pay-in, 6% pay-out, no limits
A provider offers payment acceptance via Botswana vouchers. A voucher is a prepaid code that the customer buys with cash or another method and then enters when topping up an account, so no card or…
Looking for:Merchants
IN 6.5%
RespondAlipay+ in Japan with card support: 10% pay-in
A provider offers Alipay+ Japan acceptance, and bank cards are supported as well. Alipay+ is a network that brings Asian e-wallets together and lets a merchant accept them through a single…
Looking for:Merchants
E-wallets
IN 10%
RespondMobile Money in Cameroon: Orange, MTN and Moov, 4.2% pay-in
A provider is opening Cameroon Mobile Money acceptance, meaning payments from mobile operator wallets. The channel suits iGaming, Forex, PSPs and other verticals, with one important condition: the…
Looking for:Merchants
Mobile money
IN 4.2%
RespondHigh-risk e-commerce by country
Related subsections
What makes a merchant high risk
Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.
Where a high risk merchant account comes from
- Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
- Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
- Aggregators with cascading that route between several acquirers (aggregators).
- Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.
High-risk PSP checklist
- Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
- Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
- Chargeback ratio thresholds, alerts, 3DS and chargeback management.
- KYB documents and licences you will need — see legal and licensing.
- Payout support for refunds and client withdrawals.
How to use this hub
Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.