Bank of the Philippine Islands

Bank of the Philippine Islands offers BPI BizLink Checking, a business account for monitoring and executing transactions through the BizLink platform and the mobile app. The business account lineup lists BizLink Checking and Business Checking, both denominated in PHP.

Cheque protection

An optional Check Protect feature is designed to help prevent bounced cheques, which matters for Philippine companies where cheques remain a common payment instrument.

Opening and maintaining balance

The bank publishes the initial deposit and the average monthly balance requirement as PHP 10,000 each, with the balance measured as a monthly average daily balance.

Regulation

The bank cites Bangko Sentral ng Pilipinas as its regulator, based on its own disclosure.

Who it suits

Philippine businesses that want a peso operating account with online and mobile access and tools to control cheque risk. The requirements for company documents and the fee schedule are not given in the source material, so these should be requested during application. The offer addresses businesses only and does not describe card acceptance or foreign-currency functions.