Overview
Bank of Hawaii offers business checking and savings, with the bank named as the legal entity. Published account types are Business Checking Option 1 and Option 2, Analyzed Business Checking, Business Regular Savings and Business Bonus Rate Savings.
Checking options
Option 1 carries no monthly fee and no minimum balance, and the first 20 deposits or cheques are free. Option 2 costs USD 8 per month, waived with a USD 2,000 minimum daily balance or a USD 4,000 average daily balance. Analyzed Business Checking offsets certain fees against the balance held.
Savings and online banking
Regular and Bonus Rate Savings are intended for business cash reserves. Online banking is included in the service list.
Protection and routing
The bank's official page discloses FDIC membership; coverage depends on the depositor, ownership category and eligibility. ABA routing numbers are published as 121301028 for Hawaii and 121405018 for Guam and Saipan.
Who it suits
Small businesses in Hawaii, Guam and Saipan that want a low-cost checking account with a path to an analysed account as volumes grow.
Links and socials
What they do
Work formats
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