Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Aljazira Bank
Aljazira Bank, referred to as Bank AlJazira, is a Saudi bank that provides POS merchant acquiring to businesses and also offers business accounts. The bank…
Alinma Bank
Alinma Bank is a Saudi bank that provides merchant acquiring through two separate services: an E-Payment Gateway for online sales and a POS service for…
Al Rajhi Bank
Al Rajhi Bank is a Saudi bank, whose legal entity is Alrajhi Banking & Investment Corp., that provides merchant acquiring and business accounts. Its published…
Al Ahli Bank of Kuwait
Al Ahli Bank of Kuwait is a bank that provides merchant acquiring through its Al Tajer Pay solution. The product combines POS, a payment gateway and remote…
AIB
AIB is an Irish bank whose legal entity is Allied Irish Banks, p.l.c., founded in 1966 and based at 10 Molesworth Street, Dublin 2. Its business offer centres…
AfrAsia Bank
AfrAsia Bank is a bank based in Mauritius that provides business accounts for companies. The address given for the bank is AfrAsia Tower, Tribeca Central…
Advapay
Advapay is a financial technology vendor that builds software for digital banking and payment businesses and advises on licensing. The company states that it…
Access Bank Nigeria
Access Bank Nigeria is a bank that serves businesses and offers merchant acquiring alongside corporate banking. Its materials list POS acquiring, acquirer BIN…
Access Bank Kenya
Access Bank Kenya is the Kenyan bank of the Access Bank group that offers merchant acquiring to businesses accepting card and mobile-money payments. The…
KBC
KBC is a Belgian bank. Its KBC Corporate Account is intended for the day-to-day financial management of a company. The legal entity is KBC Bank NV, part of KBC…
KASIKORNBANK
KASIKORNBANK, known as KBank, signs card acceptance agreements with merchants through K-Payment Gateway for websites and apps. The legal entity is KASIKORNBANK…
Juni
Juni offers multi-currency business accounts, cards and settlements for companies, with integration to the Fortnox accounting system. The legal entity is Juni…
Januar
Januar is a Danish payment institution and MiCA CASP specialising in accounts for crypto companies. The legal entity is Januar ApS in Copenhagen, supervised by…
Itaú Unibanco
Itaú Unibanco offers business accounts in Brazil in two forms: the traditional Conta PJ and the digital Emps account for eligible companies with a single…
ISX Financial
ISX Financial offers corporate e-money accounts, open banking and payment processing through ISXMoney, ISXPay and PaidBy. The group is Xryma Plc Group, and the…
Investec South Africa
Investec South Africa offers the Investec Private Business Account, designed for privately owned companies whose owners are already personal clients of…
Intesa Sanpaolo
Intesa Sanpaolo offers Conto BusinessInsieme, a business current account with three pricing levels based on transaction intensity. The legal entity is Intesa…
Interbank Perú
Interbank Perú offers Interbank Cuenta Negocios, a digital current account in Peruvian soles (PEN) and US dollars (USD) for eligible entrepreneurs and…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.