Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Indian Bank
Indian Bank provides point-of-sale terminals to merchants in India, either on a rental model or with purchase of the equipment. The listed services are…
Increase
Increase offers APIs for holding and moving money, issuing cards and automating banking operations. It was founded in 2020 and is headquartered in San…
InCore Bank
InCore Bank is a Swiss B2B bank for banks, financial intermediaries and companies. The legal entity is InCore Bank AG, regulated by FINMA. Services Its modular…
IFX Payments
IFX Payments runs the ibanq platform for multi-currency business accounts, named virtual IBANs, sub-accounts and mass payouts. The UK entity is IFX (UK) Ltd…
ICICI Bank
ICICI Bank is an Indian bank with a merchant acquiring offer, business accounts and escrow services. Merchant acquiring The bank offers Eazypay POS with a…
ibsettle
ibsettle provides e-money accounts for companies and individuals, allowing them to receive, hold, exchange and send funds. The legal entity is ibsettle UAB…
iBanFirst
iBanFirst is a payment institution for international business settlements. The Belgian entity, iBanFirst S.A., is supervised by the National Bank of Belgium…
I&M Bank Kenya
I&M Bank Kenya offers the I&M Business Current Account for companies in Kenya, denominated in Kenyan shillings (KES). Account terms The opening deposit is KES…
Hyperface
Hyperface supplies banks with technology for launching and growing digital credit card programmes. The role in the data is technical platform. Services The…
Huntington Bank
Huntington Bank offers three business checking products: Business Checking 100, Unlimited Business Checking and Unlimited Plus Business Checking. The legal…
HSBC UK
HSBC UK offers business banking for companies and charities in the United Kingdom. The legal entity is HSBC UK Bank plc, company number 09928412, with…
HSBC Mexico
HSBC Mexico provides merchant terminals (TPV) and card acceptance for businesses in Mexico. The group is HSBC, and the offering is a bank merchant-acquiring…
HPS
HPS provides PowerCARD, a platform for managing the card and payment operations of financial institutions. The listed services are issuer processing, card…
Handelsbanken UK
Handelsbanken UK offers a Business Current Account served by a local team that provides personal support. The legal entity is Handelsbanken plc, a subsidiary…
Hancock Whitney Bank
Hancock Whitney Bank offers three business accounts with different transaction allowances: Essential Checking, Preferred Checking and Interest Checking…
Hamburger Sparkasse (Haspa)
Hamburger Sparkasse (Haspa) offers business current accounts under the BusinessKonto name in three packages: Kompakt, Komfort and Komplett. The legal entity is…
Guru Pay
Guru Pay provides payment accounts with dedicated IBANs for companies and private clients. The legal entity is UAB Guru Pay, an electronic money institution…
Guaranty Trust Bank Nigeria
Guaranty Trust Bank Nigeria provides point-of-sale services to merchants. The legal entity named is Guaranty Trust Bank Ltd, part of the GTCO group. Merchant…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.