Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Griffin
Griffin provides regulated banking infrastructure for embedded accounts, savings and payments. The legal entity is Griffin Bank Ltd, an England and Wales…
Grasshopper Bank
Grasshopper Bank, N.A. offers banking-as-a-service, API banking and accounts for small businesses, startups and fintech partners. Its address is in New York…
GLS Bank
GLS Bank is a German cooperative bank whose legal entity is GLS Gemeinschaftsbank eG, based in Bochum and supervised by BaFin. Its product for companies is GLS…
Glocash
Glocash is a licensed payment company for cross-border e-commerce. The legal entity named is UAB Glocash Payment, an electronic money institution licensed by…
Glacier Bank
Glacier Bank offers three business checking products: Totally Free Business Checking, Simply Business Checking and Commercial Checking. Accounts and fees…
Genome
Genome is a licensed European financial platform offering business accounts, acquiring and partner payment solutions. The operating entity is UAB Maneuver LT…
GCB Bank
GCB Bank PLC is a Ghanaian bank that serves businesses, societies and corporate clients with current accounts. Its head office is in Accra. Accounts Two…
GC Partners
GC Partners provides international transfers and currency settlements for businesses and private clients. The UK entity is Global Currency Exchange Network…
Gate to Pay
Gate to Pay provides embedded finance on licensed infrastructure in Jordan, covering cards, wallets, accounts and payments. The company, also written Gate2Pay…
FV Bank
FV Bank is a Puerto Rico international financial entity serving fintech and blockchain companies, licensed under OCIF registration IFE-063. The legal entity…
Fulton Bank
Fulton Bank, N.A. offers business checking designed around the operating needs of companies: Commercial Analyzed Checking, Commercial Interest Checking and…
Fubon Bank Hong Kong
Fubon Bank Hong Kong runs card acquiring for merchants through its Merchant Acquiring Business Department. The department is located in North Point, Hong Kong…
Frost Bank
Frost Bank is a US bank with three business checking products: Frost Business Checking, Frost Business Checking Plus and Frost Analyzed Checking, the last of…
Freemarket
Freemarket is a payments provider for cross-border business settlements, with payment accounts, currency conversion and an API. The UK entity is FreemarketFX…
FNB South Africa
FNB South Africa is the banking offering of FirstRand Bank Limited, trading as First National Bank, a division of the FirstRand group. Its address is in…
FITS (FitBank)
FITS (FitBank), presented on the FitBank domain, is a Brazilian payment institution and BaaS provider. The legal entity named is FITS INSTITUIÇÃO DE PAGAMENTO…
FIS
FIS supplies financial institutions with card processing, banking technology and embedded banking. The company is based in Jacksonville, Florida, and its…
FirstBank Nigeria
FirstBank Nigeria offers business bank accounts for day-to-day company operations in Nigeria. The legal entity named is First Bank of Nigeria Limited. Accounts…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.