Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Axos Bank
Axos Bank is a US digital bank offering Basic Business Checking and Business Interest Checking. Both accounts are fully online, with wire transfers and mobile…
Axis Bank
Axis Bank is an Indian bank that provides merchant acquiring and escrow services. For merchants it offers POS, QR, online acceptance, dynamic currency…
Avidia Bank
Avidia Bank is a licensed US bank that offers sponsorship services to payment companies: card issuing sponsorship, acquiring sponsorship, ACH sponsorship and…
Atlantic Union Bank
Atlantic Union Bank is a US bank offering Flex Business Checking and the interest-bearing Flex Business Checking Plus. The bank's profile also lists Sandy…
ATB Financial
ATB Financial is a provincial financial institution in Alberta, Canada, that offers business operating accounts and mobile banking. Its products are primarily…
Associated Bank
Associated Bank, National Association, is a US bank that offers three business checking accounts: Business Access Checking, Business Balanced Checking and…
ASB Bank
ASB Bank is a New Zealand bank that describes itself as an acquiring bank and offers merchant facilities for businesses that take cards. The services listed…
Arival Bank
Arival Bank is an international financial entity in Puerto Rico, Arival Bank International Corp., supervised by OCIF under licence IFE-065. It serves global…
Arab Bank Switzerland
Arab Bank Switzerland is a Swiss private bank regulated by FINMA, with a dedicated digital-assets business. It addresses entrepreneurs, miners, traders, family…
ANZ Worldline Payment Solutions
ANZ Worldline Payment Solutions is a bank-owned acquiring business that provides Australian companies with payment acceptance in store, online and through…
ANZ New Zealand
ANZ New Zealand, operated by ANZ Bank New Zealand Limited, provides bank merchant facilities for businesses that accept cards. The services are merchant…
ANZ
ANZ offers business transaction accounts in Australia, in Australian dollars, built around two products: Business Essentials and Business Extra. They are…
Andaria
Andaria is an electronic money institution group that provides embedded finance, payment accounts, payment infrastructure and card programmes for companies in…
AMINA Bank
AMINA Bank is a Swiss bank, AMINA Bank AG, based at Kolinplatz 15 in Zug and regulated by FINMA. It was previously known as SEBA Bank. It combines corporate…
Ameris Bank
Ameris Bank is a US bank offering three business checking accounts: Business Essential Checking, Business Analysis Checking and Business Checking with…
Alviere
Alviere is an embedded finance platform that lets businesses build accounts, cards and international transfers into products for their customers, employees and…
Altery
Altery provides electronic payment accounts and money transfers through two licensed entities. Altery Ltd is the UK electronic money institution, listed under…
Allica Bank
Allica Bank is a UK bank whose legal entity is Allica Bank Limited, company number 07706156, with financial services register number 821851. It is authorised…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.