Business accounts
Settlement accounts for PSPs, exchangers and merchants.
Orbital
Orbital is a corporate payments and treasury platform that links fiat payment accounts with crypto assets and stablecoins. It is a payment and digital-asset…
OpenPayd
OpenPayd is a payments infrastructure provider for companies and platforms, offering connected accounts, payout automation and an API. It acts as an…
Old National Bank
Old National Bank is a US bank that serves commercial customers with business checking, cash management and treasury management. Its range covers Deluxe…
OKEO
OKEO provides business accounts with a dedicated IBAN, currency conversion and multi-currency payments. The service is operated by Okeo Payments UAB, a…
OFX
OFX is a foreign exchange and international payments business whose UK operations run through UKForex Limited, a company authorised by the Financial Conduct…
OCBC (Singapore)
OCBC (Singapore) is the Singapore operation of Oversea-Chinese Banking Corporation Limited, a bank that serves businesses with merchant acquiring and business…
Oberbank
Oberbank is an Austrian bank, Oberbank AG, headquartered in Linz, that offers business current accounts under the name Vorteils-Konto. The line comes in three…
novobanco
novobanco is a Portuguese bank, operated by NOVO BANCO, S.A., that offers a business current account called Depósito à Ordem. It is intended for medium-sized…
Nordea
Nordea is a Nordic bank whose Finnish arm, Nordea Bank Abp, offers a business current account packaged as Nordea Digital. The package combines the Nordea…
Nexpay
Nexpay is a Lithuanian electronic money institution (EMI) that opens business accounts with dedicated IBANs. Fiat accounts are maintained by the licensed…
Netbank
Netbank is a Philippine bank that gives fintechs and payment companies access to regulated banking infrastructure. It operates through the legal entity Netbank…
Nedbank
Nedbank is a South African bank that provides merchant acquiring alongside business bank accounts. It is named as the acquirer in a general merchant agreement…
NCBA Bank Kenya
NCBA Bank Kenya is a Kenyan bank that offers business bank accounts to companies. The range is built around two account types, a Current Account and a…
NayaPay
NayaPay is a Pakistani electronic money institution, operating as NayaPay (Private) Limited and authorised by the State Bank of Pakistan. NayaPay Business is…
National Bank of Kuwait
National Bank of Kuwait, known as NBK, is a Kuwaiti bank that provides merchant acquiring through POS terminals, SoftPOS and an internet payment gateway. Its…
National Bank of Canada
National Bank of Canada is a Canadian bank, also known as Banque Nationale du Canada, that offers business account packages and foreign currency accounts. It…
National Bank of Bahrain
National Bank of Bahrain, known as NBB, is a Bahraini bank, registered as a B.S.C. company under number 269, that accepts public applications for its Business…
National Australia Bank
National Australia Bank, or NAB, is an Australian bank, legally National Australia Bank Limited, that offers EFTPOS acquiring and business accounts. Its…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.