Business accounts
Settlement accounts for PSPs, exchangers and merchants.
SH Financial
SH Financial is the brand of Stanhope Financial, operated by UAB STANHOPE FINANCIAL (company number 305574870), an electronic money institution licensed by the…
Seven Seas Finance
Seven Seas Finance provides payment accounts for international trading companies and individuals. It operates through UAB Seven Seas Europe, an electronic…
SEPAGA
SEPAGA is a Cyprus-based electronic money institution, SEPAGA E.M.I. Ltd (company number HE347331), authorised by the Central Bank of Cyprus under licence…
SEB
SEB is a Swedish bank, Skandinaviska Enskilda Banken AB (publ), organisation number 502032-9081, and its Företagskonto is the business current account used for…
Scotiabank
Scotiabank, the trading name of The Bank of Nova Scotia, offers business chequing accounts in Canada, with CAD and USD accounts and merchant settlement. The…
Saudi National Bank
Saudi National Bank, known as SNB and formerly National Commercial Bank (NCB), provides acquiring services for merchants in Saudi Arabia. The contracting…
Saudi Awwal Bank
Saudi Awwal Bank is a Saudi bank whose history runs through the merger of two names: SABB (the Saudi British Bank) and Alawwal Bank, both now historical names…
Satchel
Satchel is a Lithuanian electronic money institution operating through SatchelPay, UAB, which is licensed by the Bank of Lithuania (licence number 28, company…
Santander UK
Santander UK is a British bank, operated by Santander UK plc, that offers business current accounts, online banking and cash services. It is regulated by the…
Santander Bank US (Webster division)
Santander Bank US (Webster division) is how this brand appears when a business looks at Webster Bank. Webster is an operating banking division of Santander…
Riyad Bank
Riyad Bank is a Saudi Arabian bank that combines corporate current accounts with merchant acquiring. Its Current Account is designed for an organisation's…
Resona Bank
Resona Bank is a Japanese bank that serves corporate customers with business accounts, business debit cards and a dedicated mobile tool, the Resona Group App…
Renasant Bank
Renasant Bank is a US bank whose Business Basics Checking account is aimed at small businesses with straightforward day-to-day banking needs. The account is…
Regions Bank
Regions Bank offers business checking in the United States under the LifeGreen and Advantage names, an interest-bearing business account and a separate package…
Regent Bank
Regent Bank gives companies bank accounts, lending and cash management. It is a licensed bank, and programme terms and the connection of fintech partners are…
RBL Bank
RBL Bank, formerly The Ratnakar Bank Ltd., is an Indian bank, RBL Bank Limited, that publishes the Business Current Account and the Business Plus Current…
RBC Royal Bank
RBC Royal Bank is the Canadian retail and business arm of Royal Bank of Canada. It offers the Digital Choice, Flex Choice and Ultimate Business Account…
RAKBANK
RAKBANK offers a Business Current Account in dirhams and in major foreign currencies. The bank runs a Business Banking contact centre and a dedicated e-mail…
Business accounts by country
Related subsections
Operating accounts for payment companies
Every PSP, exchanger, P2P provider and online merchant needs somewhere to receive settlements, pay suppliers and hold working capital. Mainstream banks often decline these businesses or close accounts during de-risking reviews. This subsection lists banks and institutions that offer business accounts to payment-related companies, including accounts for non-residents and offshore structures.
Typical requirements
- Company documents, shareholder and director KYC, UBO declarations.
- A business plan or description of flows: who pays you, whom you pay, expected monthly turnover.
- Source of funds and source of wealth for owners.
- Licences or a legal opinion if the activity is regulated (see payment licensing).
- Sometimes local substance: office, director or employees in the country.
Features to compare
- Multi-currency: EUR, USD, GBP and local currencies in one account; FX margins.
- Rails: SEPA and SEPA Instant, SWIFT with correspondent coverage, Faster Payments, ACH.
- Virtual IBANs for segregating clients or merchants.
- API access for automated payouts and reconciliation.
- Fees: opening fee, monthly maintenance, per-transfer costs, minimum balance.
- Card issuing for expenses or as a payout product.
Bank vs EMI for daily operations
An EMI is often quicker to open and better at instant payments; a bank offers wider correspondent reach, larger limits and credit products. If you work with crypto, check crypto-friendly banks first — many traditional banks restrict such flows.
By country
Popular locations include Lithuania, the UK, UAE, Hong Kong and Singapore. The account usually follows the company, so plan it together with company formation.
Account opening decisions belong to each institution. Check Offers for published conditions or post a request.