White-label processing
Ready-made platforms to launch your own PSP.
Clearent / Xplor Pay White-Label
Clearent / Xplor Pay White-Label is an embedded payment processing platform with its own back-end clearing, aimed at vertical SaaS companies and ISO partners…
EffectiveSoft
EffectiveSoft builds modular payment platforms, trading terminals and white-label processing systems for fintech. It has offices in San Diego, United States…
epay (Euronet Worldwide)
epay (Euronet Worldwide) is a white-label processor of payments, gift cards, digital content and alternative payment methods, operating as a division of…
Borgun
Borgun is a European acquirer and payment platform that provides partner and branded e-commerce and POS acquiring solutions. The company dates back to 1980 and…
billwerk+
billwerk+ is a European payment gateway, subscription management and white-label acquiring platform for PSPs, banks and SaaS companies. It was founded in 2015…
BPC Banking Technologies
BPC Banking Technologies is a global supplier of the SmartVista processing platform, covering e-commerce acquiring, payment gateways, anti-fraud and national…
Compass Plus Technologies
Compass Plus Technologies is built around TranzAxis, an open, cloud-native platform for building processing centers, internet acquiring and payment hubs. The…
Hips Payment Group
Hips Payment Group is a multifunctional white-label platform for omnichannel acquiring, SoftPOS, terminals and online payments. It was founded in 2015, with…
Exact Payments
Exact Payments is a modular white-label payment gateway and PayFac acquiring platform for banks, fintechs and SaaS platforms. It was founded in 2020 and is…
Finreactor
Finreactor is a white-label processing engine for PSPs, aggregators and high-risk payment teams, with support for cards, alternative payment methods and P2P…
Ikajo International
Ikajo International is a payment solutions provider focused on white-label processing and on complex, high-risk verticals. Founded in 2014, it is based in…
eComCharge
eComCharge develops beGateway, white-label payment gateway software delivered as SaaS or on-premise and used by PSPs around the world. The company is based in…
Boxopay
Boxopay is a white-label payment processing and acquiring platform, available as SaaS or on-premise, with the option of direct integration with Visa and…
AFS
AFS is a payment processor founded in 1984 that provides acquiring and issuing processing, white-label acquiring, SoftPOS and open banking in the Gulf and…
Autorize / Dejavoo iPOSpays White-Label Gateway
Autorize / Dejavoo iPOSpays White-Label Gateway is an omnichannel cloud white-label platform for ISOs and processors that combines an e-commerce gateway…
Verestro
Verestro is a financial technology company that offers API technology for card, payment and embedded finance solutions, which clients integrate into their own…
Velmie
Velmie provides software for digital banking, wallets and embedded financial services. It is a modular white-label platform for digital banking, payment…
SDK.finance
SDK.finance is a software company founded in 2013 and headquartered in Vilnius, Lithuania. It supplies a ready-made white-label fintech platform, with the…
White-label processing by country
Related subsections
Launching a PSP on a white label platform
A white label payment gateway is a ready processing platform that you rebrand and run as your own. The vendor provides the core: merchant onboarding, gateway API, hosted payment page, back office, reporting and connectors to acquirers and APMs. You bring the brand, the merchants, the banking relationships and usually the licence. It is the common route for agents, ISOs and payment teams that want their own white label PSP without years of development.
What is usually included
- Merchant and reseller back office with fee plans and settlement reports.
- Gateway API, plugins for CMS and a hosted payment page.
- Pre-built connectors to acquirers, local methods and sometimes crypto.
- Risk rules, 3DS, basic antifraud and transaction monitoring.
- Optional modules: payouts, wallets, P2P flows or a crypto payment gateway white label.
Licensing and deployment models
- SaaS: monthly fee plus per-transaction charge; fastest to start, vendor hosts and keeps PCI DSS scope.
- Licence / source code: one-off fee for a payment gateway script or full code, self-hosted; more control, more compliance work.
- Revenue share: lower upfront cost in exchange for a share of processing margin.
Checklist before signing
- Who owns the merchant data and can you migrate away?
- Which acquirers and banks are already connected in your target GEOs?
- What regulatory permissions do you need — see payment licensing.
- How are updates, security patches and new connectors priced?
- Is there a reference deployment you can see live?
Related hubs
Compare with payment orchestration if you only need routing, or with P2P & H2H software for trader-based flows. Country pages such as white label in the UK narrow the list. Check Offers for published setup terms or post a request.