SDK.finance

SDK.finance is a software company founded in 2013 and headquartered in Vilnius, Lithuania. It supplies a ready-made white-label fintech platform, with the option to buy the source code, for launching a PSP, neobank, EMI or crypto-fiat wallet. It is a technology provider, not a bank, so its products should not be read as bank deposits and it should not be credited with the BINs used by its clients.

Products The company lists more than 470 REST APIs, Ledger Core, white-label web and mobile apps, multi-currency accounts and PSP processing. Integrations include third-party banks, card issuers and SWIFT payments, along with digital wallet software and a ledger.

Model and markets Terms are a cloud SaaS subscription or a source code licence purchase; the Java code can be bought for full independence. Target verticals are EMIs, PSPs, neobanks, digital wallets and payment aggregators, as well as banks, financial institutions, software platforms and businesses. The company names Europe, the United Kingdom, MENA, Central Asia, the United States and Africa as its regions.

Who it suits Teams building their own payment institution or wallet who prefer to license a platform instead of developing a core from scratch. Pricing for subscription and licence should be requested directly.