Clearent / Xplor Pay White-Label

Clearent / Xplor Pay White-Label is an embedded payment processing platform with its own back-end clearing, aimed at vertical SaaS companies and ISO partners. The company is headquartered in Atlanta, United States, and was founded in 2005.

Platform and services The product line includes an Embedded Payment Gateway, a Proprietary Clearing & Settlement Platform, Next-day Funding and a Partner Portal. According to the company, it runs its own clearing and settlement stack covering the whole path from authorization to payout, rather than reselling a third-party back end.

Target verticals The offer is built for SaaS platforms and ISOs serving fitness, childcare and field services businesses. A software vendor can add payment acceptance to its product and keep the processing relationship under its own brand.

Markets and commercial model Stated coverage includes the United States, the United Kingdom, Australia and Europe. Partners are paid on a revenue-share basis; specific rates, funding conditions and onboarding requirements are worth confirming with the company before signing.

Who it suits SaaS platforms that want to monetize payments inside their software, and ISOs looking for a gateway and settlement layer they can white-label.