USAePay

USAePay is a white-label payment gateway founded in 1998 and based in Los Angeles, California. It supports e-commerce, POS and mobile terminals and offers fraud-rule tooling for ISOs and banks.

What the gateway includes The product list covers a White-Label Reseller Portal, Tokenization, Recurring Billing, Fraud Profiling and plugins for QuickBooks and ERP systems. USAePay states that partners can fully brand the merchant console and the payment forms, so a reseller presents the service under its own name.

Markets Stated geography is the United States and Canada, with international acquirers also mentioned. For merchants outside North America, the supported acquiring options should be confirmed with the company.

Who it suits Named verticals are ISOs, MSPs, retail, healthcare, B2B and e-commerce. The reseller model is the core of the offer: ISOs and managed service providers take the platform wholesale and resell it to their own merchants.

Pricing model The commercial scheme combines a wholesale tariff for ISOs and resellers with a transaction fee. Exact rates are not published in the data provided and are agreed with the vendor.