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Merchants

High-risk e-commerce

High-risk e-commerce: merchants in this vertical, their requests and offers for them.

172 requests

GridList
UK EMI: client IBANs, SEPA/SWIFT and Visa issuing programmesRequestPayment provider· June 22, 2026Gabon: Airtel Money and Moov Africa collections for bettingRequestPayment provider· June 22, 2026Guinea: iGaming PSP on Orange Money and MTN MoMoRequestPayment provider· June 20, 2026Cross-border P2P for Russia: Tajikistan 8.5%, Vietnam 10.5%RequestPayment provider· June 17, 2026P2P for the US: Zelle, Venmo and PayPal, 8.5% pay-inRequestPayment provider· June 16, 2026EPS for Austria: 5.5% + €0.30 for licensed iGamingRequestPayment provider· June 15, 2026Sofort for Germany: EUR deposits from 5.5% for iGamingRequestPayment provider· June 11, 2026Ready-made PSP platform with source code and P2P moduleRequestPayment provider· June 10, 2026Russia to Tajikistan cross-border: 9.5% fee, T+1RequestPayment provider· June 8, 2026P2P in Algeria via BaridiMob: 8% pay-in, 3.5% pay-outRequestPayment provider· June 3, 2026Instant SEPA P2P via Zen Bank: 7.5% pay-in, 3.5% pay-outRequestPayment provider· June 1, 2026Quasi-cash in Azerbaijan: 7% pay-in, 3% pay-out, H2HRequestPayment provider· May 22, 2026Kaspi payouts in Kazakhstan by phone number: 0.5%RequestPayment provider· May 21, 2026P2P in Qatar via bank transfers: 8.5% pay-inRequestPayment provider· May 18, 2026Mobile Money in Gambia: Africell, Wave and Qcell, 4.8% pay-inRequestPayment provider· May 15, 2026Vouchers in Botswana: 6.5% pay-in, 6% pay-out, no limitsRequestPayment provider· May 15, 2026Alipay+ in Japan with card support: 10% pay-inRequestPayment provider· May 14, 2026Mobile Money in Cameroon: Orange, MTN and Moov, 4.2% pay-inRequestPayment provider· May 14, 2026

Related subsections

Crypto4Software and SaaS4E-commerce3Gambling3Gaming3Finance3High-risk e-commerce — RussiaHigh-risk e-commerce — AzerbaijanHigh-risk e-commerce — BrazilHigh-risk e-commerce — KyrgyzstanHigh-risk e-commerce — IndiaHigh-risk e-commerce — Uzbekistan

What makes a merchant high risk

Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.

Where a high risk merchant account comes from

  • Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
  • Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
  • Aggregators with cascading that route between several acquirers (aggregators).
  • Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.

High-risk PSP checklist

  • Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
  • Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
  • Chargeback ratio thresholds, alerts, 3DS and chargeback management.
  • KYB documents and licences you will need — see legal and licensing.
  • Payout support for refunds and client withdrawals.

How to use this hub

Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.