Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Netbank
Netbank is a Philippine bank that gives fintechs and payment companies access to regulated banking infrastructure. It operates through the legal entity Netbank…
Nedbank
Nedbank is a South African bank that provides merchant acquiring alongside business bank accounts. It is named as the acquirer in a general merchant agreement…
NCBA Bank Kenya
NCBA Bank Kenya is a Kenyan bank that offers business bank accounts to companies. The range is built around two account types, a Current Account and a…
NayaPay
NayaPay is a Pakistani electronic money institution, operating as NayaPay (Private) Limited and authorised by the State Bank of Pakistan. NayaPay Business is…
National Bank of Oman
National Bank of Oman, or NBO, is an Omani bank that offers merchant acquiring for registered businesses. Its range includes POS terminals, an online payment…
National Bank of Kuwait
National Bank of Kuwait, known as NBK, is a Kuwaiti bank that provides merchant acquiring through POS terminals, SoftPOS and an internet payment gateway. Its…
National Bank of Egypt
National Bank of Egypt is listed in the official register of the Central Bank of Egypt as a bank licensed for e-commerce acquiring. The regulator also lists it…
National Bank of Canada
National Bank of Canada is a Canadian bank, also known as Banque Nationale du Canada, that offers business account packages and foreign currency accounts. It…
National Bank of Bahrain
National Bank of Bahrain, known as NBB, is a Bahraini bank, registered as a B.S.C. company under number 269, that accepts public applications for its Business…
National Australia Bank
National Australia Bank, or NAB, is an Australian bank, legally National Australia Bank Limited, that offers EFTPOS acquiring and business accounts. Its…
N3XT
N3XT is a Wyoming bank, operating as N3XT, Inc. and supervised by the Wyoming Division of Banking, that offers fully reserved US-dollar accounts for…
N26
N26 Business in Italy is an account for self-employed people, offered by N26 Bank SE, a German bank based in Berlin and supervised by BaFin. The bank is…
myTU
myTU is a Lithuanian electronic money service, operated by UAB Travel Union (company number 305106882), that offers mobile personal and business e-money…
My EU Pay
My EU Pay is a UK payment business, run by My EU Pay Limited (company number 10661695), that offers companies payment accounts and international transfers with…
MVB Bank
MVB Bank is a US bank, operating as MVB Bank, Inc., that offers sponsorship for fintech partners alongside commercial banking. The bank is a banking…
MultiPass
MultiPass is a provider of multi-currency business accounts for international companies, run by MultiPass Platforms Limited, a UK electronic money institution…
MUFG Bank Japan
MUFG Bank Japan offers corporate deposit accounts to Japanese companies through an online application called WEB法人口座開設. The service also covers the Japanese…
Moov
Moov is a US software provider of payment infrastructure for receiving and sending money and embedding payments inside applications. Founded in 2020 and based…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.