Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Moorwand
Moorwand is a UK electronic money institution, operating as Moorwand Ltd (company number 08491211), that provides issuing BIN sponsorship and payment…
Monzo
Monzo is a UK bank that offers a business current account for limited companies and sole traders. The contract is with Monzo Bank Limited (company number…
MoneyNetint
MoneyNetint is a UK electronic money institution, operating as MoneyNetint Limited and founded in 2004, that offers business accounts built around a…
Moneygate Solutions Limited
Moneygate Solutions Limited is a Cyprus-based electronic money institution supervised by the Central Bank of Cyprus (licence 115.1.3.46), with a branch in…
Moneybase
Moneybase is a Maltese payments company, operating as Moneybase Ltd (company C 87193) and licensed by the Malta Financial Services Authority as a financial…
Monerium
Monerium is an Icelandic electronic money institution that links euro bank accounts to blockchain wallets. Its entity, Monerium hf., is supervised by the…
Monavate
Monavate is a regulated payments platform for card programmes, accounts, wallets and money movement, operating through Monavate Limited in the United Kingdom…
Mistertango
Mistertango is a business payment account service run by Secure Nordic Payments, UAB, a Lithuanian electronic money institution supervised by the Bank of…
Metro Bank
Metro Bank is a UK bank, operating as Metro Bank PLC under company number 06419578, with its office at One Southampton Row, London. It is regulated by the…
Meridian Credit Union
Meridian Credit Union is a Canadian credit union that offers a Business Chequing account for small businesses. The legal entity is Meridian Credit Union…
Mercury FX
Mercury FX is a UK foreign-exchange and payments provider, operated by Mercury Foreign Exchange Limited and founded in 2007, that offers businesses…
Memo Bank
Memo Bank is a French bank, incorporated as Memo Bank SA and based on the Champs-Élysées in Paris, that serves registered companies with heavy payment flows…
Meezan Bank
Meezan Bank is a Pakistani bank, operating as Meezan Bank Limited from Karachi, that offers Islamic banking for businesses. Its accounts follow…
MCB Bank Pakistan
MCB Bank Pakistan is a Pakistani bank, registered under number I-15558/19470701 and based in Lahore, that offers a business account with a package of free…
Mauritius Commercial Bank
Mauritius Commercial Bank, known as MCB, is a bank in Mauritius that combines business accounts with merchant acquiring. Its offer is directed at small and…
Mashreq
Mashreq is a bank whose digital business proposition, Mashreq NEO BIZ, serves startups and small and medium companies registered in the United Arab Emirates…
Marqeta
Marqeta is a US card issuing platform, operating as Marqeta, Inc., that gives companies an API to issue, process and manage card programmes. It is financial…
Manulife Bank
Manulife Bank is a Canadian bank, legally Manulife Bank of Canada, offering interest-bearing savings accounts for businesses. It is not meant to replace an…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.