Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
First National Bank Ghana
First National Bank Ghana is a bank that acts as a merchant acquirer in Ghana.. The provider discloses company registration number CS350172014. Acquiring…
First Internet Bank
First Internet Bank provides banking infrastructure for fintech partnerships and digital business accounts. It is based in Indiana. Services The listed…
First Horizon Bank
First Horizon Bank offers BizEssentials Checking, an account aimed at small businesses. What the account includes According to the bank, BizEssentials Checking…
First Hawaiian Bank
First Hawaiian Bank is a bank that publishes four business checking products: Business Free Checking, Business Regular Checking, Business Priority Banking Gold…
First Citizens Bank
First Citizens Bank is a US bank that offers business checking in several tiers, from a basic account to treasury-oriented packages. Account tiers The range…
First Bank of Nigeria
First Bank of Nigeria Limited, known as FirstBank Nigeria, offers merchant acquiring with point-of-sale terminals that accept Visa, Mastercard and Verve cards…
First Abu Dhabi Bank
First Abu Dhabi Bank PJSC, commonly called FAB, offers three business bank accounts: Business Basic, Business Advantage and Business Preferred. The packages…
Finzly
Finzly provides banks with BankOS and tools for embedded banking, virtual accounts and processing across several payment rails. The company is a technology…
FinXP
FinXP offers corporate euro IBANs, card programmes and settlement infrastructure for companies and financial platforms. The operating entity is FinXP Limited…
Finseta
Finseta offers multi-currency accounts, international and mass payments, and payment cards to businesses and private clients. The service previously operated…
Finom
Finom provides business accounts for European companies and freelancers, with a local IBAN, payments, invoicing and accounting integrations. The listed…
FINCI
FINCI is a Lithuanian electronic money institution, Finci, UAB, supervised by the Bank of Lithuania under licence number 60. It offers a multi-currency…
Fifth Third Bank
Fifth Third Bank, National Association, provides checking and savings accounts for businesses, opened through branches and with the help of business bankers…
Fidelity Digital Assets
Fidelity Digital Assets is an institutional crypto custody and trading platform from Fidelity Investments, founded in 2018. Its US entity, a National…
Fidelity Bank Nigeria
Fidelity Bank Nigeria publishes business accounts for start-ups and small and medium-sized businesses, led by the Fidelity Small Business Account. Opening…
Fidelity Bank Ghana
Fidelity Bank Ghana offers the SME Current Account, a business account for companies in Ghana. The account is denominated in Ghanaian cedis (GHS), requires an…
Fiat Republic
Fiat Republic is B2B payment infrastructure built specifically for crypto platforms. Through a single API it provides fiat accounts, named virtual IBANs for…
Federal Bank
Federal Bank is an Indian bank (The Federal Bank Limited) with three roles: merchant acquiring, business accounts and escrow. It operates in India. Merchant…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.