Increase

Increase offers APIs for holding and moving money, issuing cards and automating banking operations. It was founded in 2020 and is headquartered in San Francisco.

Entities Technology services are provided by Increase Technologies, Inc., a technology provider that is not a bank. Banking services come from Increase Bank or from one of the partner banks named separately. Programmes are therefore reviewed at the level of the specific bank and use case.

Products and rails The company lists accounts, card issuing and payments, with products such as direct FedACH, Fedwire, RTP, check deposits, virtual account numbers and transparent webhooks. Payment channels are ACH, FedNow, RTP and SWIFT. The company says it connects directly to the Federal Reserve networks and returns the network's own responses and return codes in real time.

Onboarding Entity validation covers tax ID, address and beneficial ownership details; a failed check requires corrected data or further documents. Approval depends on the programme and risk review.

Who it suits Target clients are PSPs, B2B marketplaces, payroll providers, fintech infrastructure and software platforms in the United States. Pricing is described as transparent per transaction or API usage.