Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Crédit Mutuel / CIC Monetico
Crédit Mutuel / CIC Monetico is the common payment-acceptance range of the Crédit Mutuel and CIC banks in France for professionals and businesses. Monetico is…
Crédit Mutuel
Crédit Mutuel is a French cooperative banking network that offers professionals the Eurocompte Pro, a current account with banking services combined in one…
Crédit Agricole / Up2pay
Crédit Agricole / Up2pay is the merchant acquiring offer of banks in the Crédit Agricole network in France, sold under the Up2pay name. It covers payment…
Cross River
Cross River is a US bank, Cross River Bank, that combines banking services with API infrastructure for payments, accounts, lending and card issuing. Its…
Crassula
Crassula is a white-label software platform for digital banking and payment products, founded in 2015 with offices in Riga and London. It is a technology…
Corpay Cross-Border
Corpay Cross-Border is the international payments and foreign exchange business of the Corpay group, serving companies, financial institutions and platforms…
Core Bank
Core Bank is a licensed US bank that offers business accounts, payment services and a banking partnership proposition. Some programmes use it as a partner bank…
Cora
Cora is a Brazilian digital provider of business accounts. The legal provider is Cora Sociedade de Crédito, Financiamento e Investimento S.A., a regulated…
Coop Pank
Coop Pank is an Estonian bank operating as Coop Pank AS, headquartered at Maakri 30 in Tallinn. It is registered in the commercial register under 10237832 and…
Contomobile
Contomobile is a Lithuanian electronic money institution, Contomobile UAB, licensed by the Bank of Lithuania under licence number 5. Its published address is…
Compraquí / BancoEstado
Compraquí / BancoEstado is the acquiring brand of Red Global S.A., a subsidiary of BancoEstado in Chile. Red Global is the legal entity behind the service and…
Commonwealth Bank of Australia
Commonwealth Bank of Australia, known as CommBank or CBA, offers EFTPOS acquiring to Australian merchants through a range of card terminals. Terminals The…
Commerzbank
Commerzbank is a German bank, Commerzbank Aktiengesellschaft, based at Kaiserplatz in Frankfurt am Main and supervised by the European Central Bank and BaFin…
Commercial International Bank Egypt
Commercial International Bank Egypt, referred to as CIB Egypt, offers current accounts for businesses in Egyptian pounds and in foreign currencies, together…
Commercial Bank of Qatar
Commercial Bank of Qatar, known as CBQ, provides merchant acquiring and business banking in Qatar. The legal entity is The Commercial Bank (P.S.Q.C.), with a…
Commercial Bank of Dubai
Commercial Bank of Dubai, also known as CBD, offers business accounts in the United Arab Emirates through two packages: Essential and Premium. Both give access…
Commercial Bank of Ceylon
Commercial Bank of Ceylon, legally a PLC, is a Sri Lankan bank with its head office at Commercial House, No. 21 Sir Razik Fareed Mawatha, Colombo 01. It offers…
Comercia Global Payments
Comercia Global Payments is a Spanish payment institution, legally an Entidad de Pago, S.L., that provides merchant acquiring for card payments. It is a joint…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.