Banks & EMIs
Acquiring banks, business accounts, EMIs, crypto-friendly banks and BaaS.
Column
Column is a US chartered bank, Column N.A., that gives developers banking infrastructure for payment products, accounts and card programmes. It was founded in…
Columbia Bank
Columbia Bank, also known as Umpqua Bank, offers four business checking accounts: Community, Marketplace, Premier and Analyzed Business Checking. The bank…
Coastal Community Bank
Coastal Community Bank is a US bank that, through its CCBX business, provides fintech partners with accounts, card BIN sponsorship, payments and credit…
Co-operative Bank of Kenya
Co-operative Bank of Kenya offers merchant acquiring and business banking in Kenya. Its card acceptance covers PDQ and POS terminals and the ChapaPay online…
CMB Wing Lung Bank
CMB Wing Lung Bank provides card acceptance to businesses registered in Hong Kong as a limited company. It is also known under the earlier name Wing Lung Bank…
Clearshift
Clearshift is a provider of international payments and currency exchange for companies, educational institutions, non-profit organisations and private clients…
ClearBank
ClearBank is a clearing and infrastructure bank founded in 2015, with offices in London and Amsterdam. It operates through ClearBank Limited and ClearBank…
Clear Junction
Clear Junction is a British electronic money institution and the head of a group of institutional payment companies, with Clear Junction Limited registered at…
City Bank Bangladesh
City Bank Bangladesh is a bank operating as City Bank PLC, with its registered office at City Bank Center, 28 Gulshan Avenue, Gulshan-1, Dhaka. It offers…
Citizens Bank
Citizens Bank, operating as Citizens Bank, N.A., serves US businesses with checking and savings accounts and also acts as an escrow agent. Business accounts…
Citi
Citi offers small businesses checking accounts, term deposits, credit products and digital money management through Citibank, N.A. It also has an…
Citadele banka
Citadele banka is a Latvian bank headquartered at Republikas laukums 2A in Riga, offering services to businesses in the Baltic states. Its legal entities and…
CIBC
CIBC, legally Canadian Imperial Bank of Commerce, offers business banking in Canada through a set of operating accounts and online tools. Accounts The bank…
Choice Bank
Choice Bank provides banking-as-a-service sponsorship and banking services to fintech partners, and it also offers business accounts. Its fintech activity runs…
China CITIC Bank International
China CITIC Bank International is a Hong Kong-based bank, organised as a limited company, that provides commercial accounts for companies. For eligible small…
CentralPay
CentralPay is a French electronic money institution authorised by the ACPR, with licence reference 17138, according to the provider's official website. It…
Central Payments
Central Payments designs and operates embedded payment programmes and card solutions for businesses. The company works as a programme manager, sitting between…
Central Bank of India
Central Bank of India is an Indian public bank that offers merchant acquiring devices to both existing and new customers. Its point-of-sale solution is…
Banks & EMIs by country
Subsections
Banking for the payments industry
Payment companies need banks in two roles: as partners that sponsor card programmes or provide acquiring, and as account providers that hold client funds and operating money. Neither is easy to get for PSPs, exchangers or high-risk merchants. This section lists {count} banks, electronic money institutions and BaaS platforms that state they work with such businesses.
Subsections
- Acquiring banks — card acquiring for PSPs and merchants, including high-risk.
- Business accounts — operating and settlement accounts with SEPA and SWIFT.
- EMI & payment institutions — IBAN accounts, multi-currency wallets, safeguarding accounts.
- Crypto-friendly banks — banks that onboard exchangers, OTC desks and crypto companies.
- BIN sponsors & BaaS — card issuing sponsorship and banking-as-a-service infrastructure.
Bank or EMI?
A bank can lend and usually offers deposit protection; an EMI cannot lend, keeps client money in safeguarding accounts and is typically faster to onboard with digital-first processes. Many payment businesses run both: an EMI for daily payments and virtual IBANs, and a bank for larger balances and credibility with partners.
What matters when applying
- Risk appetite: which industries and countries of incorporation are accepted.
- Onboarding: documents, source-of-funds evidence, expected turnover, timelines.
- Rails: SEPA, SEPA Instant, SWIFT, Faster Payments, local rails; supported currencies.
- Pricing: account fees, transfer fees, FX margins, minimum balance.
- Stability: history of de-risking in your segment and notice periods for closure.
By country
Country pages narrow the list: banks in the UK, Lithuania, UAE, Singapore. Often the right jurisdiction depends on your licence — see payment licensing and company formation.
Nominal hub is a directory, not a banking introducer: approval decisions are made by each institution. Check Offers for published terms or post a request describing your business.