P2P processing
Pay-ins and payouts through trader networks: C2C, SBP, UPI and more.
Betatransfer seeks providers and teams for India, the CIS and Southeast Asia
Betatransfer is looking for payment partners for India, Kazakhstan, other CIS countries and Southeast Asia. The call was announced in September 2026 and continues earlier posts for the same…
Looking for:Payment providers
FINSSO invites licensed PAs and PGs to partner in India
FINSSO Fintech & Advisors Pvt. Ltd. has opened recruitment: it wants a FINSSO partnership with licensed payment aggregators (PAs) and gateways (PGs) in India. The goal is to grow merchant acquisition…
Looking for:Payment providersTeams
Direct acquirers for international cards in gaming, betting, FX and adult
The requester is looking for high-risk vertical acquiring: direct acquirers, PSPs or licensed financial institutions that will accept international cards in four demanding niches — gaming, sports…
Looking for:Payment providers
PhysicsRun needs international payment acceptance to monetize
The author behind PhysicsRun says one thing is blocking monetization: there is no way to accept international payments. PhysicsRun payment acceptance is not set up yet, and the team is looking for a…
Looking for:Payment providers
Indian MicroSaaS needs a solo-founder-friendly subscription provider
A solo founder in India is building a small SaaS and looking for a MicroSaaS subscription provider. The founder wants a service suited to one-person businesses: billing foreign customers in dollars…
Looking for:Payment providers
SMUV Payments seeks direct acquirers and PayFacs for nutra and wellness
SMUV Payments wants nutra acquiring from direct acquiring banks, PSPs or PayFacs that have spare capacity for a new portfolio. The merchants sell supplements, wellness products and general e-commerce…
Looking for:Payment providers
Live Mexican marketplace seeks a Stripe alternative for cards, SPEI and split
A Mexican marketplace that is ready to operate is looking for a Stripe alternative in Mexico. It needs card and SPEI acceptance with an automatic split: one part of each payment goes to the platform…
Looking for:Payment providers
AFIN seeks collection and payout partners in Pakistan and Bangladesh
AFIN is looking for local collection and payout partners in Pakistan and Bangladesh. The reason is growing daily flows that require extra processing capacity. What is needed local payment collection…
Looking for:Payment providers
Precious metals dealer seeks an acquirer with a direct API and predictable funding
A small precious metals dealer needs a precious metals merchant account after being declined by Helcim. The dealer wants an acquirer that understands the industry and will not close the account over…
Looking for:Payment providers
Indian Shopify brand wants US and Gulf payment acceptance with a low FX markup
An Indian Shopify brand is expanding and needs US and GCC payment acceptance with smaller conversion losses. It wants a provider that approves international cards better than the current one and…
Looking for:Payment providers
Cyprus B2B SaaS switches acquirers and needs a MID with card token migration
A B2B SaaS from Cyprus is changing acquirers and wants a dedicated MID or Merchant of Record that supports card token migration. Customers should not have to re-enter card details, and subscriptions…
Looking for:Payment providers
South African merchant seeks a Payfast alternative for online payments
The author, based in South Africa, is looking for a Payfast alternative for online payments. He says the current provider's support is slow to respond and payment pages return 404 errors. What is…
Looking for:Payment providers
Pakistan-based SaaS seeks a subscription provider with local bank payouts
A founder in Pakistan is preparing to launch a global SaaS product or app and is choosing how to handle recurring payments from Pakistan: charging customers worldwide and receiving payouts to a…
Looking for:Payment providers
US online store wants a hosted cart with payments and Klarna
A US store selling physical products needs a hosted cart with Klarna that can go live without developers. The author is after an all-in-one setup: cart, payment processing and instalments in a single…
Looking for:Payment providers
Bull City Boudoir photo studio seeks a Square replacement
Bull City Boudoir, a photography studio in Durham, North Carolina, is looking for a Square replacement for a photography studio. One provider should cover several flows: in-person mobile sales…
Looking for:Payment providers
PSPs and acquirers for high-risk merchants in Brazil, Europe, UK, Australia, Canada
The requester needs a high-risk merchant PSP across several regions at once. The scope covers card processing and alternative payment methods, preferably under a Merchant of Record model, with fast…
Looking for:Payment providers
SellPay24 seeks betting traffic processing in Kazakhstan, Turkey, Armenia, Azerbaijan
SellPay24 is looking for partners for betting traffic processing and gaming payments in Kazakhstan, Turkey, Armenia and Azerbaijan. The call was published in August 2026 and targets both payment…
Looking for:Payment providersTeams
Moroccan haberdashery seller with a US LLC seeks an acquirer after rejections
A seller of sewing supplies and haberdashery needs an acquirer for a US LLC: the company is registered in the United States while the business is run from Morocco. After several rejections the owner…
Looking for:Payment providers
P2P processing by country
Related subsections
What P2P processing is
P2P processing accepts and pays out money through networks of traders instead of a classic acquiring bank. The customer pays to a card, phone number or local account of a trader (C2C, SBP, UPI, bank transfer), and the P2P payment provider confirms the transaction and settles the merchant, usually in USDT. It is common in markets where cards are hard to accept or local methods dominate: India, Russia and CIS, Bangladesh, Turkey, parts of Africa and Latin America.
Who is on this page
- P2P payment gateways that connect merchants to trader liquidity through an API or H2H processing.
- P2P teams that run pay-in and payout flows for providers.
- P2P traders offering payin payout capacity in specific GEOs, including merchants of P2P exchanges (Binance P2P, Bybit P2P, OKX P2P).
Related hubs: H2H processing, P2P & H2H software, stablecoin settlement.
How a P2P order works
- 1.The merchant creates an order through the gateway API.
- 2.The gateway picks a trader with enough limit for this method and amount and returns payment details.
- 3.The customer pays; the trader confirms receipt (or it is matched automatically by bank notification).
- 4.The merchant balance is credited, and settlement goes out in USDT or fiat. Payouts run the same way in reverse.
How to choose a P2P provider
- Rates: pay-in and payout percent, often different per method and GEO.
- Conversion and speed: share of successful deposits, time to credit.
- Limits and volumes: min/max ticket, daily capacity, payout coverage.
- Deposit and insurance: whether traders or teams must put down a security deposit.
- Settlement: USDT or fiat, frequency, rolling reserve.
- Disputes: how frozen cards and blocked accounts, appeals and refunds are handled.
Starting a P2P processing business
If you want to become a P2P trader or launch your own P2P processing company, look at the Requests tab: providers post what GEOs and methods they need, along with deposit and volume requirements. White-label platforms are listed in white-label processing.
How to use the page
Filter by GEO and method (for example UPI in India or SBP in Russia), check the Offers tab for published rates and the Requests tab for providers looking for traders and teams. Post your own request to reach P2P processing companies directly.