Payment providers
Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Zoompay pays partners a lifetime share of transactions in BrazilRequestZoompay· October 13, 2026Z.ro seeks fintech partners for BaaS and business representativesRequestZ.ro· October 13, 2026Worldpay invites ISOs, resellers and platforms to its partner programRequestWorldpay· October 13, 2026
Worldline recruits partners for its Nordic programRequestWorldline· October 13, 2026WorldFirst seeks partners to promote its multi-currency World AccountRequestWorldFirst· October 13, 2026
Wise pays partners for new international transfer customersRequestWise· October 13, 2026Windcave seeks integrators for online, POS and unattended paymentsRequestWindcave· October 13, 2026Whizmo recruits digital wallet agents in KenyaRequestWhizmo Kenya· October 13, 2026Vegaah seeks referral partners for its payment gatewayRequestVegaah· October 13, 2026US Card Solutions invites agents and sub-ISOs in the USRequestUS Card Solutions· October 13, 2026Unity Payments recruits ISOs to onboard merchantsRequestUnity Payments· October 13, 2026UniqPay seeks referral and white-label partners for up to 25%RequestUniqPay· October 13, 2026Tyro invites POS developers and referral partners in AustraliaRequestTyro· October 13, 2026Taxi Payments seeks referrers to get UK taxi drivers accepting cardsRequestTaxi Payments· October 13, 2026
Stripe invites service firms, SaaS and developers to its partner programRequestStripe· October 13, 2026StablecoinX seeks technology partners for stablecoin payments and cross-chain settlementRequestStablecoinX· October 13, 2026Square invites developers and referrers: App Marketplace, integrations and referralsRequestSquare· October 13, 2026SpicePay pays affiliates 25% of net profit on merchants' crypto transactionsRequestSpicePay· October 13, 2026
Worldline recruits partners for its Nordic programRequestWorldline· October 13, 2026WorldFirst seeks partners to promote its multi-currency World AccountRequestWorldFirst· October 13, 2026Wise pays partners for new international transfer customersRequestWise· October 13, 2026Windcave seeks integrators for online, POS and unattended paymentsRequestWindcave· October 13, 2026Whizmo recruits digital wallet agents in KenyaRequestWhizmo Kenya· October 13, 2026Vegaah seeks referral partners for its payment gatewayRequestVegaah· October 13, 2026US Card Solutions invites agents and sub-ISOs in the USRequestUS Card Solutions· October 13, 2026Unity Payments recruits ISOs to onboard merchantsRequestUnity Payments· October 13, 2026UniqPay seeks referral and white-label partners for up to 25%RequestUniqPay· October 13, 2026Tyro invites POS developers and referral partners in AustraliaRequestTyro· October 13, 2026Taxi Payments seeks referrers to get UK taxi drivers accepting cardsRequestTaxi Payments· October 13, 2026Stripe invites service firms, SaaS and developers to its partner programRequestStripe· October 13, 2026StablecoinX seeks technology partners for stablecoin payments and cross-chain settlementRequestStablecoinX· October 13, 2026Square invites developers and referrers: App Marketplace, integrations and referralsRequestSquare· October 13, 2026SpicePay pays affiliates 25% of net profit on merchants' crypto transactionsRequestSpicePay· October 13, 2026Local payment methods (APM) by country
India71United States28Bangladesh22Pakistan21South Korea20Brazil19United Kingdom19Colombia12Thailand11Mexico11Argentina11Canada10Vietnam9Egypt9Japan9Kazakhstan9Türkiye9China9Russia9Nigeria9Australia9Indonesia8Peru8Kenya8United Arab Emirates8Philippines7Uzbekistan7Chile7Malaysia6France6Netherlands5South Africa5Nepal5
Related subsections
P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10E-wallets8Local payment methods (APM) — IndiaLocal payment methods (APM) — United StatesLocal payment methods (APM) — BangladeshLocal payment methods (APM) — PakistanLocal payment methods (APM) — South KoreaLocal payment methods (APM) — Brazil
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.