Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
SSDPayements seeks bank APIs for real-time UPI Intent pay-in and payouts
Indian company SSDPayements is looking for a partner that can provide bank APIs for UPI in both directions. It needs collections through the UPI Intent flow and payouts, all processed in real time…
Looking for:Payment providers
Zoompay pays partners a lifetime share of transactions in Brazil
Zoompay is looking for companies and specialists in Brazil who will bring merchants to it. The headline condition is recurring income: the partner earns a share of referred clients' transactions for…
Looking for:Payment providers
Z.ro seeks fintech partners for BaaS and business representatives
Z.ro is recruiting partners along two lines. The first is technical: companies use Z.ro infrastructure to launch financial products. The second is commercial: business representatives promote the…
Looking for:Payment providersMerchants
Worldpay invites ISOs, resellers and platforms to its partner program
Worldpay is open to many kinds of partners, from those who simply refer merchants to platforms ready to build payments into their product. The model is chosen to fit the partner's goals. Who is…
Looking for:TeamsTradersPayment providers
Worldline recruits partners for its Nordic program
Worldline is expanding its partner network in the Nordic countries and invites three types of participants. Each track serves a different goal, from a simple client referral to running your own…
Looking for:TeamsTradersPayment providers
WorldFirst seeks partners to promote its multi-currency World Account
WorldFirst invites companies that work with sellers and exporters to offer their clients the World Account. It is a multi-currency account for cross-border business: clients pay overseas suppliers…
Looking for:Payment providers
Wise pays partners for new international transfer customers
Wise lets companies and individual creators earn by recommending its international money transfer service. A partner places a tracked link wherever they have an audience and earns commission for…
Looking for:Payment providers
Windcave seeks integrators for online, POS and unattended payments
Windcave is recruiting developers to build its payments into their products. A Windcave integration via API covers three channels: online stores, points of sale and unattended scenarios with no…
Looking for:MerchantsPayment providers
Whizmo recruits digital wallet agents in Kenya
Whizmo Kenya invites individuals and small businesses to become digital wallet agents. A Whizmo agent in Kenya offers customers products and services from the wallet's partners and earns commission…
Looking for:TeamsTradersPayment providers
Vegaah seeks referral partners for its payment gateway
Vegaah invites individuals and companies to recommend its payment solutions and earn commission. This suits anyone whose clients need a payment gateway with an API. Who is wanted individual referral…
Looking for:Payment providers
US Card Solutions invites agents and sub-ISOs in the US
US Card Solutions invites agents and payment companies in the United States to grow a merchant portfolio under their own brand. Partners receive white-label solutions, underwriting and equipment…
Looking for:TeamsTradersPayment providers
Unity Payments recruits ISOs to onboard merchants
Unity Payments is looking for independent sales organizations that bring merchants to its card acquiring. The model is built around partner autonomy: the ISO submits applications online, manages…
Looking for:TeamsTradersPayment providers
UniqPay seeks referral and white-label partners for up to 25%
UniqPay is recruiting two kinds of partners: referral and white-label. The company offers up to 25% on eligible referred volume, a dedicated dashboard and help with promotion. Who is wanted…
Looking for:TeamsTradersPayment providers
Tyro invites POS developers and referral partners in Australia
Tyro is openly recruiting partners to bring its payments to Australian businesses. Partners can embed payment acceptance in their own software or recommend Tyro to clients, backed by an API and the…
Looking for:TeamsTradersPayment providers
Taxi Payments seeks referrers to get UK taxi drivers accepting cards
The Taxi Payments partner program is for anyone who can bring UK taxi drivers to card acceptance. The partner recommends the service, and Taxi Payments processes applications and sets drivers up…
Looking for:Payment providers
Stripe invites service firms, SaaS and developers to its partner program
The Stripe partner program brings together companies that build solutions on Stripe, embed payments into their products and take part in joint sales and marketing. It has several tracks with…
Looking for:Payment providers
StablecoinX seeks technology partners for stablecoin payments and cross-chain settlement
The StablecoinX partner program is for developers and platforms embedding stablecoin payments into their products. Everything connects through a single integration, including via MCP. Who is invited…
Looking for:TeamsTradersPayment providers
Square invites developers and referrers: App Marketplace, integrations and referrals
The Square partner program has three tracks: publishing apps in the Square App Marketplace, building custom integrations for merchants, and bringing new businesses to Square. Each fits a different…
Looking for:Payment providers
Local payment methods (APM) by country
Related subsections
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.