Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Direct acquirers for international cards in gaming, betting, FX and adult
The requester is looking for high-risk vertical acquiring: direct acquirers, PSPs or licensed financial institutions that will accept international cards in four demanding niches — gaming, sports…
Looking for:Payment providers
PhysicsRun needs international payment acceptance to monetize
The author behind PhysicsRun says one thing is blocking monetization: there is no way to accept international payments. PhysicsRun payment acceptance is not set up yet, and the team is looking for a…
Looking for:Payment providers
Indian MicroSaaS needs a solo-founder-friendly subscription provider
A solo founder in India is building a small SaaS and looking for a MicroSaaS subscription provider. The founder wants a service suited to one-person businesses: billing foreign customers in dollars…
Looking for:Payment providers
SMUV Payments seeks direct acquirers and PayFacs for nutra and wellness
SMUV Payments wants nutra acquiring from direct acquiring banks, PSPs or PayFacs that have spare capacity for a new portfolio. The merchants sell supplements, wellness products and general e-commerce…
Looking for:Payment providers
Live Mexican marketplace seeks a Stripe alternative for cards, SPEI and split
A Mexican marketplace that is ready to operate is looking for a Stripe alternative in Mexico. It needs card and SPEI acceptance with an automatic split: one part of each payment goes to the platform…
Looking for:Payment providers
AFIN seeks collection and payout partners in Pakistan and Bangladesh
AFIN is looking for local collection and payout partners in Pakistan and Bangladesh. The reason is growing daily flows that require extra processing capacity. What is needed local payment collection…
Looking for:Payment providers
Precious metals dealer seeks an acquirer with a direct API and predictable funding
A small precious metals dealer needs a precious metals merchant account after being declined by Helcim. The dealer wants an acquirer that understands the industry and will not close the account over…
Looking for:Payment providers
Indian Shopify brand wants US and Gulf payment acceptance with a low FX markup
An Indian Shopify brand is expanding and needs US and GCC payment acceptance with smaller conversion losses. It wants a provider that approves international cards better than the current one and…
Looking for:Payment providers
Cyprus B2B SaaS switches acquirers and needs a MID with card token migration
A B2B SaaS from Cyprus is changing acquirers and wants a dedicated MID or Merchant of Record that supports card token migration. Customers should not have to re-enter card details, and subscriptions…
Looking for:Payment providers
South African merchant seeks a Payfast alternative for online payments
The author, based in South Africa, is looking for a Payfast alternative for online payments. He says the current provider's support is slow to respond and payment pages return 404 errors. What is…
Looking for:Payment providers
Pakistan-based SaaS seeks a subscription provider with local bank payouts
A founder in Pakistan is preparing to launch a global SaaS product or app and is choosing how to handle recurring payments from Pakistan: charging customers worldwide and receiving payouts to a…
Looking for:Payment providers
US online store wants a hosted cart with payments and Klarna
A US store selling physical products needs a hosted cart with Klarna that can go live without developers. The author is after an all-in-one setup: cart, payment processing and instalments in a single…
Looking for:Payment providers
Bull City Boudoir photo studio seeks a Square replacement
Bull City Boudoir, a photography studio in Durham, North Carolina, is looking for a Square replacement for a photography studio. One provider should cover several flows: in-person mobile sales…
Looking for:Payment providers
PSPs and acquirers for high-risk merchants in Brazil, Europe, UK, Australia, Canada
The requester needs a high-risk merchant PSP across several regions at once. The scope covers card processing and alternative payment methods, preferably under a Merchant of Record model, with fast…
Looking for:Payment providers
SellPay24 seeks betting traffic processing in Kazakhstan, Turkey, Armenia, Azerbaijan
SellPay24 is looking for partners for betting traffic processing and gaming payments in Kazakhstan, Turkey, Armenia and Azerbaijan. The call was published in August 2026 and targets both payment…
Looking for:Payment providersTeams
Moroccan haberdashery seller with a US LLC seeks an acquirer after rejections
A seller of sewing supplies and haberdashery needs an acquirer for a US LLC: the company is registered in the United States while the business is run from Morocco. After several rejections the owner…
Looking for:Payment providers
New iGaming platform needs regulated PSPs, acquirers and banks
A new online casino platform is planning its iGaming PSP integration and is looking for iGaming payment partners: regulated PSPs, acquirers and banks to handle player deposits and withdrawals. What…
Looking for:Payment providers
Argentine digital goods seller seeks a Shopify checkout without a US LLC
A seller in Argentina is preparing to launch a digital goods store on Shopify and needs a Shopify checkout that US buyers can pay through. The provider must not require a US LLC. The request was…
Looking for:Payment providers
Local payment methods (APM) by country
Related subsections
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.