Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Kyrgyz AI SaaS needs a card gateway with payouts to a local bank
A team from Kyrgyzstan is building an AI image and video generation SaaS and is looking for a card gateway that settles revenue to a local bank. One application, with Dodo, has been approved, but the…
Looking for:Payment providers
EasyReview seeks a Paddle replacement and subscription migration
EasyReview is a SaaS with paying customers. It took payments through Paddle for about three months, but the author says the checkout was stopped. It now needs a new processor and migration of…
Looking for:Payment providers
Dating platform seeks a PSP that accepts its category
The owners of a dating and social discovery platform are looking for a PSP for dating platforms. They need a provider that accepts the category and clear terms for onboarding and pricing…
Looking for:Payment providers
Indian agentic-operations SaaS wants USD subscriptions without a US entity
An Indian SaaS team needs USD subscriptions from India without forming a US company. Its product for agentic operations (process automation with AI agents) is preparing for public launch. The team is…
Looking for:Payment providers
Shopify store on a US LLC seeks an acquirer for European cards
A Shopify store registered as a US LLC is looking for European card acquiring with strong approval rates. Most of its buyers pay with cards issued in Europe, and many acquirers insist on a minimum…
Looking for:Payment providers
US merchant seeks a Merchant of Record for digital orders on Shopify
A US business with both a physical and a digital catalogue is looking for a Merchant of Record for digital goods. The MoR should handle worldwide digital orders and the tax on them, while Shopify…
Looking for:Payment providers
SkyPhoenix seeks processors for traffic in Uruguay, Costa Rica and the Dominican Republic
SkyPhoenix is looking for LATAM payment processing for ready traffic in three countries. Processors and acquirers are asked to send their methods, pricing, limits, settlement terms and available…
Looking for:Payment providers
Web agency wants automatic monthly collections via ACH
A web, SEO and PPC agency needs ACH billing for agencies so that monthly payments arrive on their own. Right now staff chase clients about invoices every month, and the owner wants that to stop…
Looking for:Payment providers
Custom poster seller wants one processor for online and in-person sales
A small art business making custom posters is looking for a payment processor for art sellers that can handle everything in one account. The artwork sells both online and in person, and the owner…
Looking for:Payment providers
Fantasy sports dues platform needs a new processor after a rejection
The service collects entry fees for fantasy sports leagues and distributes the money at the end of the season. The provider the team had planned on declined, so it now needs a new processor. How…
Looking for:Payment providers
Payments for a membership web app: one-off purchases first, then subscriptions
A developer is preparing to launch a membership web app on his own domain and needs a payment provider. The business is not registered, so the solution has to work with his real status. Payment model…
Looking for:Payment providers
Echo Payment seeks local-method providers across Asia and Nigeria
Echo Payment (also known as Echorch) is building a pool of providers to meet stated demand from its merchants in Asia and Africa. The request was published in September 2026 and covers the full…
Looking for:Payment providers
Freelance marketplace seeks licensed custody for disputed funds
A team building a talent and freelance marketplace is looking for escrow for a freelance marketplace: a licensed third party to hold funds. The main goal is to keep money for disputed projects longer…
Looking for:Payment providers
Online exchanger needs international USD card processing with LATAM settlement
An online exchanger is looking for USD card processing for an exchanger: international cards charged in dollars, with settlement in USD, USDT or local Latin American currency. The requester wants a…
Looking for:Payment providers
Retorna seeks fiat collection with stablecoin settlement from Europe to Latin America
The company is looking for a partner on the Europe to Latin America corridor: the Retorna stablecoin request covers fiat collection and settlement in digital dollars. Money is collected in Europe in…
Looking for:Payment providers
Moon seeks payment methods in Guatemala, Bolivia and Venezuela
Moon is looking for local ways to pay in several Latin American countries at once. The priority is three markets where international providers have weak coverage. Countries Guatemala; Bolivia…
Looking for:Payment providers
Crebit seeks additional liquidity partners for settlement
Crebit Pay needs liquidity for cross-border settlement and is looking for additional partners. A Crebit representative said so in a discussion about cross-border settlement in September 2026. What is…
Looking for:Payment providersTeams
Expanding a payment network in Africa: local PSPs wanted
The requester is building an African payment network and invites local PSPs to partner. Providers are asked to share which countries they cover and which pay-in and payout methods they support. What…
Looking for:Payment providers
Local payment methods (APM) by country
Related subsections
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.