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Merchants

High-risk e-commerce

High-risk e-commerce: merchants in this vertical, their requests and offers for them.

172 requests

GridList
QR P2C for Russia via bank transfer: 16.5% pay-inRequestPayment provider· August 5, 2026Zambia: Airtel Money and MTN MoMo for casinos and bookmakersRequestPayment provider· August 1, 2026Tigo and QR for Bolivia: 5.5% pay-in, FTD and STDRequestPayment provider· July 30, 2026Mauritius: MyT Money and bank transfers for iGamingRequestPayment provider· July 30, 2026Deeplinks for Kyrgyzstan: MBank and OBank, 6.5% pay-inRequestPayment provider· July 29, 2026OCT ruble payouts for gambling: 3%, around the clockRequestPayment provider· July 28, 2026Angola: Multicaixa Express and Unitel Money for casinos and bettingRequestPayment provider· July 28, 2026C2C for Tajikistan: Korti Milli, Visa/MC, QR at 6.5% pay-inRequestPayment provider· July 27, 2026PagoMovil P2P for Venezuela: 4% pay-in, 1% pay-outRequestPayment provider· July 23, 2026Nigeria: bank transfers and OPay for iGaming and forexRequestPayment provider· July 23, 2026International Visa and Mastercard NON-EU acquiring: from 7.5%RequestPayment provider· July 22, 2026Deuna QR for Ecuador: 8% pay-in, 3% pay-outRequestPayment provider· July 20, 2026Botswana: Orange Money, FNB and Mascom MyZaka for iGamingRequestPayment provider· July 20, 2026USD business banking for US-registered companiesRequestPayment provider· July 17, 2026Liberia: Orange Money, Lonestar Cell MTN and bank for iGamingRequestPayment provider· July 17, 2026Sham Cash for Syria: 8.5% pay-in, 4% pay-outRequestPayment provider· July 16, 2026Payment infrastructure for institutional and digital-asset companiesRequestPayment provider· July 16, 2026Bank transfers in the UAE: 8.5% pay-in, 3% pay-outRequestPayment provider· July 15, 2026

Related subsections

Crypto4Software and SaaS4E-commerce3Gambling3Gaming3Finance3High-risk e-commerce — RussiaHigh-risk e-commerce — AzerbaijanHigh-risk e-commerce — BrazilHigh-risk e-commerce — KyrgyzstanHigh-risk e-commerce — IndiaHigh-risk e-commerce — Uzbekistan

What makes a merchant high risk

Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.

Where a high risk merchant account comes from

  • Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
  • Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
  • Aggregators with cascading that route between several acquirers (aggregators).
  • Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.

High-risk PSP checklist

  • Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
  • Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
  • Chargeback ratio thresholds, alerts, 3DS and chargeback management.
  • KYB documents and licences you will need — see legal and licensing.
  • Payout support for refunds and client withdrawals.

How to use this hub

Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.