High-risk e-commerce
High-risk e-commerce: merchants in this vertical, their requests and offers for them.
BaaS: multi-currency accounts, payouts in 40+ currencies and prepaid cards
A BaaS platform (Banking-as-a-Service) lets you build banking features into your own product: open accounts, move money and issue cards through the provider's API. The offer was posted at the end of…
Looking for:Merchants
AmPay: pay-in and payouts in Peru via transfers
AmPay accepts payments and sends payouts in Peru by transfer. The offer was published in June 2025, so re-check the rates before onboarding. Cost Operation Rate ------ Pay-in 7–4% Payout 4–2.5%…
Looking for:Merchants
AmPay: bank transfers in Chile
AmPay offers pay-in and payouts through bank transfers in Chile. The terms were published in June 2025 and may have changed since, so confirm they still apply. Rates pay-in: from 9% down to 5%…
Looking for:Merchants
White-label crypto exchange with cards, bank transfers, APMs and P2P
This is a ready exchange platform you can launch under your own brand without building from scratch. Payment integrations for fiat deposits and withdrawals come included. The offer was published in…
Looking for:Merchants
Mexico: local card acquiring and APMs for gambling and adult
Acquiring in Mexico through a local provider: acceptance of cards issued by Mexican banks, plus APMs for deposits and payouts. The listing was published in June 2025. Why local acquiring When a local…
Looking for:Merchants
Brazil: popular local APMs for pay-ins and payouts
This offer gives access to the most popular APMs in Brazil, the alternative payment methods Brazilians use most often online. They work both for collecting deposits and for paying users out. It was…
Looking for:Merchants
Local APMs for Kenya, Uganda and Tanzania: pay-ins and payouts
Access to local APMs in Kenya, Uganda and Tanzania, three East African markets. They can be used both to collect payments and to pay customers out. The listing appeared in June 2025. What APMs mean…
Looking for:Merchants
Vietnam: bank transfers, 3DS cards and mobile wallets
Payments in Vietnam through direct connections to more than 50 local banks, for collecting deposits and paying customers out. Cards with 3-D Secure and mobile wallets come on top of bank transfers…
Looking for:Merchants
Brazil: leading local method, pay-in/pay-out and crypto settlement
Payments in Brazil through a direct connection to the country's most popular local method: pay-ins and payouts with settlement in cryptocurrency. The offer was posted in June 2025; the method is not…
Looking for:Merchants
Multi-currency e-wallet and virtual prepaid card with global reach
A multi-currency e-wallet for merchants that want a single tool for accepting payments in dozens of markets. It claims 140+ countries and 50+ currencies, although method availability depends on the…
Looking for:Merchants
High-risk e-commerce by country
Related subsections
What makes a merchant high risk
Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.
Where a high risk merchant account comes from
- Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
- Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
- Aggregators with cascading that route between several acquirers (aggregators).
- Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.
High-risk PSP checklist
- Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
- Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
- Chargeback ratio thresholds, alerts, 3DS and chargeback management.
- KYB documents and licences you will need — see legal and licensing.
- Payout support for refunds and client withdrawals.
How to use this hub
Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.