Overview
Paynovate combines payment acceptance, payment accounts and card programmes on a regulated financial platform. The operating entity is Paynovate SA, a Belgian company (BE0506 763 929), and the company states EMI status.
Services - Merchant acquiring: the acquirer processes the buyer's transaction and credits the funds to the seller. - Payment accounts, for holding incoming funds and making transfers. - Card programmes and card infrastructure for fintech companies launching their own products. - Embedded finance.
SEPA is listed as a payment channel. Acquiring revenue can land directly in an account with the same provider.
Safeguarding Paynovate states that client money is kept separate from its own funds and held in safeguarding accounts. The company warns that its payment accounts are not bank deposits.
Who it fits - Merchants wanting acquiring and an account from one provider. - Fintech projects, businesses and enterprises building products on card infrastructure, which are the published target segments (not an eligibility guarantee).
Countries of operation, pricing and client requirements are shared on request, so ask for them together with the entity that will contract with you.
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