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ACH payment providers

ACH: companies, offers and requests that work with this method.

16 requests

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Dedicated accounts, ACH/EFT and cards wanted for US and Canada high-risk merchantsRequestMerchant· October 13, 2026Cliq recruits agents, ISOs and ISVs for processingRequestCliq· October 13, 2026Alternative Payments pays 10% revenue share for B2B clientsRequestAlternative Payments· October 13, 2026Fintech startup seeks BaaS with ACH, cards and KYC/KYB via APIRequestMerchant· October 13, 2026Commercial cleaning business seeks low-cost ACH debit on due dateRequestMerchant· October 1, 2026Web agency wants automatic monthly collections via ACHRequestMerchant· September 13, 2026Fantasy sports dues platform needs a new processor after a rejectionRequestMerchant· September 12, 2026Bull City Boudoir photo studio seeks a Square replacementRequestMerchant· August 25, 2026Logistics firm BFN Solutions seeks ACH auto-pull for clientsRequestMerchant· August 20, 2026US B2B company needs a dedicated merchant account with L3 and Authorize.netRequestMerchant· August 5, 2026French service provider chooses how to collect monthly USD from US clientsRequestMerchant· August 2, 2026USD business banking for US-registered companiesRequestPayment provider· July 17, 2026Property manager seeks ACH and cards for an in-house tenant portalRequestMerchant· July 10, 2026Canadian platform for international business paymentsRequestPayment provider· July 9, 2026Healthcare client with $13M a year seeks a cheaper processing API and ACHRequestMerchant· June 3, 2026Advance seeks banks and payment infrastructure for US insuranceRequestPayment provider· February 12, 2026

What ACH is

ACH (Automated Clearing House) is the US network for bank-to-bank transfers. It handles payroll, bill payments, subscriptions and B2B invoices. Merchants use two directions: ACH debit (you pull funds from the customer's account with authorisation) and ACH credit (you push money out — payouts, refunds, vendor payments). Same Day ACH speeds up settlement for eligible transactions; standard ACH usually settles in one to three business days.

Why merchants accept ACH payments

  • Lower cost than cards for large or recurring tickets — fees are often flat or capped instead of a full percentage.
  • Recurring billing: rent, utilities, insurance, SaaS and service businesses on recurring payments.
  • B2B: invoices that are too large for cards.

Risks: returns and disputes

ACH has no chargebacks in the card sense, but it has returns: insufficient funds, closed account, or an "unauthorized" claim. Consumer unauthorized returns can arrive weeks after the debit. That is why ACH for casino, high-risk or first-time customers needs bank account verification (instant account verification via open banking or micro-deposits) and sometimes delayed release of funds.

How to accept ACH payments

  1. 1.Choose an ACH payment provider or PSP with a US sponsor bank.
  2. 2.Collect authorisation (online mandate wording) and verify the account.
  3. 3.Integrate the ACH API or a hosted checkout; set up webhooks for returns.

ACH payouts

An ACH payout API is common for marketplaces, gig platforms and affiliate programmes. Ask about batch files vs API, Same Day ACH windows, and fees per payout.

What to compare

  • Per-transaction fee, cap, and return fees.
  • Settlement time and reserve policy.
  • Accepted verticals and onboarding requirements for non-US companies.

This page lists {count} companies with ACH. See ACH in the US and Canada, direct debit, PSPs in the US and payouts. Compare offers or post a request.