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Payment providers

Mobile money

M-Pesa, MTN, Airtel, Orange Money and other carrier wallets.

516 requests

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PhysicsRun needs international payment acceptance to monetizeRequestMerchant· August 30, 2026Indian MicroSaaS needs a solo-founder-friendly subscription providerRequestMerchant· August 30, 2026SMUV Payments seeks direct acquirers and PayFacs for nutra and wellnessRequestMerchant· August 29, 2026Live Mexican marketplace seeks a Stripe alternative for cards, SPEI and splitRequestMerchant· August 29, 2026AFIN seeks collection and payout partners in Pakistan and BangladeshRequestMerchant· August 28, 2026Precious metals dealer seeks an acquirer with a direct API and predictable fundingRequestMerchant· August 27, 2026Indian Shopify brand wants US and Gulf payment acceptance with a low FX markupRequestMerchant· August 27, 2026Cyprus B2B SaaS switches acquirers and needs a MID with card token migrationRequestMerchant· August 26, 2026South African merchant seeks a Payfast alternative for online paymentsRequestMerchant· August 25, 2026Pakistan-based SaaS seeks a subscription provider with local bank payoutsRequestMerchant· August 25, 2026US online store wants a hosted cart with payments and KlarnaRequestMerchant· August 25, 2026Bull City Boudoir photo studio seeks a Square replacementRequestMerchant· August 25, 2026PSPs and acquirers for high-risk merchants in Brazil, Europe, UK, Australia, CanadaRequestMerchant· August 25, 2026SellPay24 seeks betting traffic processing in Kazakhstan, Turkey, Armenia, AzerbaijanRequestPayment provider· August 25, 2026Moroccan haberdashery seller with a US LLC seeks an acquirer after rejectionsRequestMerchant· August 21, 2026New iGaming platform needs regulated PSPs, acquirers and banksRequestMerchant· August 21, 2026Argentine digital goods seller seeks a Shopify checkout without a US LLCRequestMerchant· August 21, 2026Nepali developer seeks an affordable payout API instead of ConnectIPSRequestMerchant· August 20, 2026

Related subsections

P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10Local payment methods (APM)8Mobile money — IndiaMobile money — BangladeshMobile money — South KoreaMobile money — BrazilMobile money — ArgentinaMobile money — Colombia

Mobile money as a payment method

Mobile money is a wallet tied to a phone number and run by a mobile operator or its fintech arm. In East and West Africa it is the main way people pay and get paid online: M-Pesa in Kenya and Tanzania, MTN MoMo in Ghana, Uganda and Côte d'Ivoire, Airtel Money across several markets, Orange Money in francophone West Africa. Customers confirm a payment with a USSD prompt or in the operator app, so no card is needed.

What a mobile money aggregator does

Connecting to each operator separately means separate contracts, technical integrations and settlement accounts in every country. A mobile money aggregator in Africa offers one mobile money API for collections (STK push / USSD prompt), payouts to wallets, status callbacks and settlement in local currency or USD. Some also add cards and bank transfers in the same checkout.

Main GEOs

  • Kenya: M-Pesa dominates; Paybill and Till numbers for merchants — PSPs in Kenya.
  • Ghana, Uganda, Côte d'Ivoire, Cameroon: MTN MoMo, Airtel, Orange — Ghana, Uganda, Côte d'Ivoire.
  • Tanzania: several operators side by side — Tanzania.
  • Egypt and North Africa: mobile wallets alongside cards and instant bank transfers — Egypt.

What to compare

  • Operators actually connected in each country, not just "pan-African coverage".
  • Collection and payout fees; payouts are often priced per transaction rather than percent.
  • Transaction limits set by operators and KYC tiers of the customer's wallet.
  • Settlement currency, FX spread for USD settlement, settlement speed.
  • Support for refunds and reversal of failed payouts.

Related hubs

See the mobile money method page, local payment methods, payouts & mass payouts and cross-border payments. {count} providers are listed here; use Offers for rates and post a request if you need a specific operator.