Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Partners wanted for local-currency payouts in a cross-border expansion
A project entering new markets is looking for partners for payouts in local currencies. A separate requirement is same-day payouts to contractors, so that workers receive money on the day it is…
Looking for:Payment providers
Axiron seeks direct local pay-in and pay-out rails in Latin America
Axiron is looking for direct local pay-in and pay-out rails and scalable capacity for its Axiron LATAM operations: Uruguay, Chile, Peru, Ecuador, Colombia and Venezuela. It wants direct connections…
Looking for:Payment providers
Finnova / Finogic seeks an IMPS, NEFT and RTGS payout API from banks and regulated PSPs
Fintech platform Finogic, run by Finnova Communication Private Limited, needs IMPS payouts as well as NEFT and RTGS transfers through an API. The partner can be a bank or a regulated PSP able to…
Looking for:Payment providers
Earn India seeks a payout API for UPI and bank accounts with high limits
Rewards platform Earn India is sourcing an API to pay out its users. The service is already live: members withdraw their earnings to bank accounts and via UPI, and the company now needs a provider…
Looking for:Payment providers
DBNPE seeks a scalable UPI payout API in India
Indian fintech company DBNPE needs UPI payouts through a scalable API. The partner should handle growing load, keep the transfer success rate high and process transactions in real time. What matters…
Looking for:Payment providers
Indian e-commerce company seeks a new vendor payout provider after failures
An Indian e-commerce company has faced failures with its supplier payouts and is looking for a replacement provider. It needs a partner that sends money reliably and shows the real cost of every…
Looking for:Payment providers
TODA PAY seeks APM partners in Europe, APAC and the Gulf
TODA PAY is looking for PSPs and acquirers to connect alternative payment methods across three regions. The list is specific, ranging from Klarna and Bizum in Europe to MADA and STCPay in Saudi…
Looking for:Payment providers
Offshore FX broker needs a permitted acquiring structure in the UAE
An offshore FX broker is looking for UAE acquiring for FX after onboarding was restricted because of its jurisdiction. It needs a lawful structure through which it can accept client payments. Models…
Looking for:Payment providers
Two Cyprus service companies need accounts, SEPA/SWIFT, cards and payroll
Two service companies in Cyprus are looking for corporate banking in Cyprus: current accounts, international transfers, cards and staff payroll. The requester stresses that neither company holds…
Looking for:Payment providers
FX/CFD broker needs local PSPs across several regions
An FX and CFD broker is looking for local PSPs for a broker across several regions. Providers must accept a client licensed by the Financial Services Commission of Mauritius (FSC) and connect via the…
Looking for:Payment providers
Canadian MSB needs individual euro collection IBANs with SEPA Instant
A Canadian money service business (MSB) is looking for named EUR vIBANs to collect payments from Europe. Each payer should get a dedicated virtual IBAN, with funds arriving via SEPA and SEPA Instant…
Looking for:Payment providers
Legitimate UPI Intent partner needed for collections and payouts in India
The requester is looking for UPI Intent pay-in and payout from a partner that operates legally and reliably. The need is UPI collections and payouts in India with no setup fee, and there is room to…
Looking for:Payment providers
Hyperscale seeks partners for transfers from Venezuela with settlement in Kenya
Hyperscale is looking for Venezuela to Kenya remittance partners: Venezuelan remittance companies, transfer agencies or OTC desks that can collect funds in Venezuela and settle in Kenya. What is…
Looking for:Payment providers
Bank or fintech needed for B2B inflows from sweepstakes operators and corporate cards
The requester is looking for sweepstakes business banking: a bank or fintech that will open a corporate account to receive B2B payments from sweepstakes operators. On top of the account…
Looking for:Payment providers
Settlixx invites local payment providers from Latin America, Africa and Asia
Settlixx is looking for payment companies and partner teams in Latin America, Africa and Asia that offer local acquiring and APMs (alternative payment methods). This is a separate post from…
Looking for:Payment providersTeams
Settlixx seeks direct card providers in the EU and UK
Settlixx is looking for EU and UK card processing from direct providers. The aim is to discuss volumes, pricing and the technical setup for Visa and Mastercard acceptance. What is needed a direct…
Looking for:Payment providers
WTP seeks card issuing and payout partners for a Telegram product
WTP Technology is building a card product inside Telegram and is looking for card issuing partners plus a payout provider. The cards should work for subscriptions, shopping, advertising and travel…
Looking for:Payment providers
WTP seeks in-app QR payments for Thailand, Vietnam and Indonesia
WTP Technology is looking for Southeast Asia QR payments inside its app: users should pay merchants by scanning national QR codes. Person-to-person transfers are out of scope. Methods required…
Looking for:Payment providers
Local payment methods (APM) by country
Related subsections
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.