Finnova / Finogic seeks an IMPS, NEFT and RTGS payout API from banks and regulated PSPs
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Requirements
- IMPS, NEFT and RTGS payout API
- Beneficiary verification
- Status and reconciliation API
- White-label
- Limits, KYC, settlement and documentation
Fintech platform Finogic, run by Finnova Communication Private Limited, needs IMPS payouts as well as NEFT and RTGS transfers through an API. The partner can be a bank or a regulated PSP able to handle high processing capacity.
India's domestic rails in the request - instant interbank transfers around the clock (the first rail); - NEFT: transfers settled in batches during the day; - RTGS: real-time gross settlement for large amounts.
Other requirements - beneficiary verification before sending; - an API for status checks and reconciliation; - a white-label solution under the platform's brand; - clear limits, KYC rules, settlement terms and full documentation.
What is known The company asks for high capacity but gives no numeric volume. Settlement is presumably in Indian rupees given the domestic rails; UPI and bulk batches are not mentioned. Licensing and the contracting entity have to be verified, and the publication date is not stated. A provider should clarify merchant flows, peak load and the SLA before quoting a rate.
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