Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Goldman Merchant Services seeks ISOs, brokers and agents
The Goldman Merchant Services partner program is addressed to payment intermediaries: ISOs, brokers, individual agents and strategic partners. The company offers merchant portfolio management tools…
Looking for:TeamsTradersPayment providers
GoCardless invites platforms to embed bank payments
The GoCardless partner program is aimed at software platforms and integrators that want to embed bank payments in their product. The partner earns revenue on every successful transaction made by its…
Looking for:Payment providers
Globalupay seeks payment and technology partners
The Globalupay partner program is aimed at payment and technology companies that need omnichannel processing. Partners are offered flexible API integration, risk management tools and support during…
Looking for:Payment providers
Global Payments seeks ISVs, ISOs, platforms and marketplaces
The Global Payments partner program offers three ways to work together: referral business, integrated payments and payment facilitation. The company is looking for partners among ISVs, ISOs…
Looking for:TeamsTradersPayment providers
GeniusPay pays referrers a share of payment fees
The GeniusPay referral program operates in Côte d'Ivoire. A partner recommends the payment service to contacts and clients and earns a recurring commission on the actual payment fees GeniusPay…
Looking for:Payment providers
Fluid Pay seeks ISOs, agent groups and ISVs for its REST gateway
The Fluid Pay partner program is the main way to work with this gateway, because Fluid Pay does not sign up merchants directly. Only approved partners get access to the REST gateway: ISOs, agent…
Looking for:TeamsTradersPayment providers
Fiserv seeks ISOs, PayFacs, agents and ISVs to sell Clover
The Fiserv partner program covers several roles at once: selling payment solutions and Clover terminals, integrating software products and managing your own merchant portfolio. Intermediaries and…
Looking for:TeamsTradersPayment providers
Finix invites platforms to embed payment processing
The Finix partner program is built for platforms and technology providers that want to embed payment processing in their product. Finix provides an API, merchant onboarding tools and partner plugins…
Looking for:Payment providers
Ezypay seeks software vendors to embed recurring payments
The Ezypay partner program is for companies that build business software and want to add payments to it. Ezypay offers recurring and one-off debits via API, and a single integration covers several…
Looking for:Payment providers
exactly® seeks web agencies, ISOs and integrators for referrals
The exactly partner program works on a simple basis: you recommend a merchant, and the company's team contacts them and takes the sale through to a live payment gateway. The partner does not have to…
Looking for:TeamsTradersPayment providers
eWAY invites developers and referral partners in Australia
The eWAY partner program runs in Australia and suits developers, integrators and referral partners. The idea is to connect your clients to Eway payments and earn on their volume. How partners earn…
Looking for:Payment providers
EnKash seeks ERP, SaaS and cloud platforms as partners
The EnKash partner program targets companies whose products are already used by Indian businesses. EnKash offers to build its payment gateway into those products so clients can collect payments from…
Looking for:Payment providers
Elavon seeks ISOs, PayFacs, banks and integrators in the US and Canada
The Elavon partner program is aimed at those who sign up merchants, integrate payments or build their own acquiring business. The company operates in the United States and Canada and offers one…
Looking for:Payment providersTeamsTraders
ECS Payments seeks referral partners, ISOs and software developers
The ECS Payments partner program is how the company plans to grow its card processing client base in the United States. It invites people who reach businesses through software, direct sales or…
Looking for:TeamsTradersPayment providers
Easebuzz invites platforms and resellers in India
The Easebuzz partner program is open to platforms and resellers operating in India. A partner can simply recommend the payment solutions to clients or embed them in its own product and earn a…
Looking for:TeamsTradersPayment providers
Dojo recruits integrators, referral and sales partners
The Dojo partner program covers three tracks: building integrations, passing on leads and co-selling payment products. It suits a software developer as well as an agent who knows the merchants in…
Looking for:TeamsTradersPayment providers
DialPOS seeks partners with restaurant clients in the US
The DialPOS partner program is built for people who already work with restaurants. The company offers to co-sell POS systems, payment acceptance, hardware and white-label solutions to those clients…
Looking for:TeamsTradersPayment providers
Derived seeks independent agents and ISOs with merchant portfolios
The Derived partner program is open to independent agents, ISOs and referral partners. You can join with your first merchant applications or with an existing portfolio. Who is wanted independent…
Looking for:TeamsTradersPayment providers
Local payment methods (APM) by country
Related subsections
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.