Card acquiring & gateways
Visa, Mastercard and local card acceptance, payment gateways.
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Related subsections
Card acquiring and gateways
Card acquiring is still the default way to take online payments in most markets: the customer pays with Visa, Mastercard or a local card scheme, and an acquirer settles the funds to the merchant. This page lists acquirers, PSPs with their own acquiring connections and payment gateways with card acquiring for e-commerce, subscriptions, travel, gaming and other verticals.
Types of card acquiring you will find here
- E-commerce (internet) acquiring — card-not-present payments on a website or in an app, with 3-D Secure.
- International card acquiring — an acquirer in one jurisdiction (EU, UK, Asia) processing customers from many countries; often the route for non-resident companies.
- Local acquiring — an acquirer in the customer's country; usually higher approval rates and local currency settlement.
- Acquiring for high risk — iGaming, forex, dating, nutra, adult, crypto; stricter onboarding, reserves and higher fees.
- MOTO and recurring — card-on-file, subscriptions and merchant-initiated transactions.
What to compare
- Fees: merchant discount rate (blended or interchange++), per-transaction fee, chargeback and refund fees. Low-risk e-commerce and high-risk pricing can differ several times.
- Approval rate by BIN country and whether cascading to a second acquirer is available.
- Reserve and settlement: rolling reserve percentage and period, payout schedule, settlement currency.
- Requirements: company jurisdiction, processing history, website compliance, licences for regulated verticals.
- Integration: hosted page, server-to-server API, tokenisation, plugins.
Related hubs
Banks that issue acquiring directly are in acquiring banks. For routing between several acquirers see aggregators & cascading and payment orchestration. Disputes are covered in chargeback management, fraud screening in antifraud. Merchants with risky profiles can also browse high-risk merchants to see what others in the vertical are looking for.
How to use the page
Filter by GEO and vertical, open the Offers tab for published rates, or post a request describing your volume, average ticket and target countries. {count} listings are on this page; contact companies directly — Nominal hub does not take part in the deal.