Merchants

Payday loans (PDL)

Payday loans (PDL): merchants in this vertical, their requests and offers for them.

172 requests

Instant EFT in South Africa: 5.3% pay-in, 1.5% + R100 pay-outRequestPayment provider· May 13, 2026Mobile Money in Malawi: Airtel and TNM, 6.5% pay-inRequestPayment provider· May 13, 2026P2P acceptance in Ethiopia via Telebirr: birr deposits and withdrawalsRequestPayment provider· May 12, 2026NSPK payments for iGaming: 14% pay-in, T+0 settlementRequestPayment provider· May 12, 2026Named EUR IBAN and crypto on/off-ramp via a Swiss payment institutionRequestPayment provider· May 7, 2026Philippines acceptance via GCash QR, Maya, QRPH for iGaming and ForexRequestPayment provider· May 6, 2026AmPay: P2P payments in Argentina via LemonRequestPayment provider· May 4, 2026Transavex White Label: infrastructure for your own payment serviceRequestTransaveX· April 21, 2026AmPay: bank transfers in Turkey for high-risk projectsRequestPayment provider· April 17, 2026AmPay: Visa and Mastercard acceptance in Kazakhstan for high-riskRequestPayment provider· March 17, 2026AmPay: P2P for iGaming in Kyrgyzstan via Mbank, Optima and BakaiRequestPayment provider· March 12, 2026Lithuanian EMI: SEPA Instant, SWIFT, prepaid cards and BaaS APIRequestPayment provider· February 26, 2026Thailand: bank transfers and QR for pay-ins and payoutsRequestPayment provider· December 22, 2025AmPay: P2P acceptance in Uzbekistan for gambling and bettingRequestPayment provider· December 17, 2025AmPay: UPI pay-in and payouts in IndiaRequestPayment provider· December 14, 2025AmPay: P2P to Kapital Bank cards for betting in AzerbaijanRequestPayment provider· November 28, 2025Lithuanian EMI: corporate SEPA/SWIFT account for B2BRequestPayment provider· November 27, 2025AmPay: Open Banking in EuropeRequestPayment provider· November 16, 2025

Related subsections

Payments for payday and online lenders

Payday lenders, microfinance organisations, installment and BNPL-style lenders need two flows that rarely sit with one provider: fast disbursement of loans and reliable collection of repayments. Because of regulatory scrutiny and high default-driven disputes, many card acquirers treat consumer lending as high risk and underwrite it carefully.

The usual payment stack

  • Disbursements: instant payouts to cards, bank accounts or e-wallets — compare payout providers.
  • Card-on-file collections: recurring and merchant-initiated charges for repayments (recurring payments).
  • Direct debit and mandates: direct debit, ACH in the US (ACH), SEPA in Europe (SEPA).
  • Local transfers and QR in emerging markets, plus open banking for account verification.
  • Account verification: card and bank-account validation before disbursement to avoid sending money to wrong or mule accounts.

What lenders should check

  • Licence requirements: providers may ask for your lending licence or registration per country; see payment licensing and compliance.
  • Retry logic: how failed repayments are retried without breaching scheme rules.
  • Dispute handling: collection-related chargebacks can be high; ask about ratio thresholds.
  • Payout speed and cut-offs per country.
  • KYC and fraud: identity checks and synthetic-ID detection (KYC, antifraud).

For providers

Lenders in this hub describe their GEOs, loan sizes and monthly disbursement volume. Open the Requests tab to see who is looking right now and reply, or publish an offer. Related verticals: financial services and high-risk.

Lenders can post a request with both pay-in and payout needs to reach providers that support the full cycle.