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Merchants

High-risk e-commerce

High-risk e-commerce: merchants in this vertical, their requests and offers for them.

172 requests

GridList
Payments in Peru: Yape, Plin, bank transfers and cashRequestPayment provider· October 9, 2026Barq wallet in Saudi Arabia: deposits and payouts in riyalRequestPayment provider· October 8, 2026Argentina: PSP seeks traffic for bank transfersRequestPayment provider· October 8, 2026Bank transfers in Morocco: CIH, Al Barid, Société Générale, Bank of AfricaRequestPayment provider· October 7, 2026Egypt: traders accept traffic on Vodafone Cash, Orange Money, InstaPay and EtisalatRequestPayment provider· October 7, 2026P2P for Jordan via Orange MoneyRequestPayment provider· October 6, 2026UPI Intent for India: deposits and payouts in rupeesRequestPayment provider· October 5, 2026Kyrgyzstan: PSP seeks traffic for P2P via MBank, Optima Bank and cardsRequestPayment provider· October 5, 2026Ecuador: PSP seeks traffic for bank transfersRequestPayment provider· October 5, 2026Team offers VietQR acceptance and cross-border routes to AsiaRequestPayment provider· October 2, 2026P2P for Kazakhstan via Kaspi: C2C and phone-number transfersRequestPayment provider· October 2, 2026Payments in Colombia: PSE, Nequi, Bancolombia and DaviplataRequestPayment provider· October 1, 2026Payments in Indonesia: Dana, QRIS and virtual accountsRequestPayment provider· September 30, 2026Bank transfer and Red Pagos in UruguayRequestPayment provider· September 28, 2026Havale for Turkey: P2P deposits and payouts in liraRequestPayment provider· September 25, 2026BLIK for Poland: FTD and Trusted depositsRequestPayment provider· September 23, 2026P2P for Iraq: IBAN and phone-number transfersRequestPayment provider· September 22, 2026Cross-border and local P2P for KazakhstanRequestPayment provider· September 18, 2026

Related subsections

Crypto4Software and SaaS4E-commerce3Gambling3Gaming3Finance3High-risk e-commerce — RussiaHigh-risk e-commerce — AzerbaijanHigh-risk e-commerce — BrazilHigh-risk e-commerce — KyrgyzstanHigh-risk e-commerce — IndiaHigh-risk e-commerce — Uzbekistan

What makes a merchant high risk

Acquirers label a business high risk when it combines elevated chargebacks, regulatory exposure or reputational risk. Typical examples: forex and CFD brokers, binary options, prop trading firms, crypto, dating, nutra, CBD and vape shops, MLM, skins and loot-box trading, fantasy sports, ticket resale, essay services and aggressive subscriptions. Mainstream processors such as Stripe or PayPal often close these accounts, so merchants look for a high risk payment processor that underwrites the model up front.

Where a high risk merchant account comes from

  • Specialised acquirers with high-risk programmes, often processing under MCC 5967 (direct marketing), 7995 (gambling) or 6211 (securities).
  • Offshore merchant accounts in jurisdictions with wider risk appetite — mind settlement delays and currency.
  • Aggregators with cascading that route between several acquirers (aggregators).
  • Local and alternative rails: local methods, crypto processing and P2P processing where cards are weak.

High-risk PSP checklist

  • Written acceptance of your exact model and GEO list — "instant approval" offers for high-risk traffic deserve extra scrutiny.
  • Rolling reserve (commonly 5–15%) and hold period; settlement frequency and currency.
  • Chargeback ratio thresholds, alerts, 3DS and chargeback management.
  • KYB documents and licences you will need — see legal and licensing.
  • Payout support for refunds and client withdrawals.

How to use this hub

Companies shows high-risk merchants, Requests shows who is looking for a PSP right now, Offers shows published terms from providers. Providers can treat it as a high risk PSP list in reverse: a list of merchants to approach. Merchants should post a request with volumes, GEOs and chargeback history — complete requests get more relevant replies. Nominal hub lists companies and requests; it does not approve or process payments.