Central Payments

Central Payments designs and operates embedded payment programmes and card solutions for businesses. The company works as a programme manager, sitting between businesses that want to launch payment products and the regulated institutions that issue them.

Services

Central Payments lists three service lines: embedded finance, card programmes and programme management. In practice a client can add payment functionality, such as branded cards or in-product accounts, to its own offering while the programme manager handles the day-to-day running of the programme.

Target clients

Central Payments states that it addresses fintech companies, banks and other financial institutions, and businesses and enterprises. These are published target segments and do not guarantee that a particular applicant will be accepted into a programme.

How to read the offer

The company is a financial infrastructure provider, not a deposit-taking bank. Its products should not be treated as bank deposits, and it should not be assumed to own all the BINs used in programmes it manages.

Who it suits

The offer fits companies that want to launch card or embedded finance products without becoming regulated issuers themselves. Programme fees, supported markets and issuing partners are not described and should be requested from the company.