Blog
News, articles and notes.

Brazil changes eFX settlement rules for overseas counterparties
A restriction on virtual assets in the eFX counterparty settlement leg took effect on 1 October. Businesses need to inspect their actual route.
3 min read

OUSD launches with payment distribution already in place
Open Standard launches OUSD as Stripe adds product support. Token issuance, business access and partner economics deserve separate examination.
3 min read

Mastercard adds AI analytics for supplier payments
The tool estimates suppliers’ willingness to accept cards. Analytics prioritizes discussions without replacing agreement on terms.
3 min read

Stripe expands Japan checkout: localization beyond the button
Five QR methods expand access to Japanese shoppers. Payment status, digital fulfilment and the seller model remain separate decisions.
3 min read

Japan connects Binance Pay to PayPay for overseas visitors
Eligible overseas users gain another way to pay while Japanese merchants receive yen. The rollout has an important residency boundary.
3 min read

Lloyds and Visa test weekend USDC settlement
The seven-day pilot tested institutional settlement. Treasury teams still need to measure whether availability changes their liquidity requirement.
3 min read

A balance without a history: when payments need a proper ledger
Link balances to money movements, separate available funds from holds, and correct mistakes without rewriting the history.
4 min read

Stripe agrees to acquire Parafin: questions for platforms
The proposed deal expands Stripe’s embedded-finance offering. A merchant’s financing obligation continues beyond checkout.
3 min read

FCA opens the cryptoasset authorisation gateway
Applications opened on 30 September. Existing registrations need to be assessed separately from the permissions required under the new regime.
3 min read