Blog
News, articles and notes.

Circle Foundation backs UNDP and WFP payment projects
Humanitarian payments offer a demanding last-mile test: can the recipient actually use the money, and obtain help when something goes wrong?
3 min read

Zero conversion fee: where did the difference go?
A worked example showing why a zero transfer fee can still produce a worse outcome than a clearly priced alternative.
4 min read

Comparing payment rails from confirmation to returns
A framework for comparing bank transfers, instant payments, cards and wallets across confirmation, reconciliation and recovery.
5 min read

Flatpay chooses Adyen to expand its acquiring infrastructure
The partnership separates local merchant relationships from payment infrastructure. Embedded-finance products remain an option for later.
3 min read

BCG: payment-volume growth is a weaker explanation of value
The report describes cost pressure and a repricing of payment companies. Merchants can use it to examine how their PSP makes money.
3 min read

Adyen updates Authenticate: reading the conversion claims
The provider combines authentication methods. A reported pilot result is not a forecast for every merchant.
3 min read

The extra export: how support quietly creates a second customer database
Practical ways to separate payment evidence, support access and diagnostic logs without inventing a universal retention period.
4 min read

The payment company is real. Is the person messaging you?
A practical sequence for checking the entity, contact person and payment instructions behind an attractive offer.
5 min read

Manual fraud review: capacity planning and decision quality
How to combine risk signals, protect legitimate customers and measure whether manual review is actually helping.
4 min read