P2P & H2H software
Trader panels, order automation, payment reconciliation.
UniComPay
High-Risk Payment Solutions iGaming & Gambling We are a payment service provider (PSP) specialising in high-risk sectors, including iGaming, gambling and…
TerraPay
TerraPay is a global network for instant cross-border payouts to bank accounts, claiming 7.5+ billion accounts, and mobile wallets, claiming 2.4+ billion…
Paysend Enterprise
Paysend Enterprise is a global network for instant cross-border payouts, from card to card and from account to account, through a single Enterprise API…
Visa Resolve Online
Visa Resolve Online is the official Visa API gateway for dispute automation, Compelling Evidence 3.0 and the VAMP monitoring programme. Visa, which offers it…
P2P-Lab / Pay2Me Software
P2P-Lab / Pay2Me Software is modular software for automating Host-to-Host (H2H) and card-to-card (C2C/P2P) transactions without a redirect, with payments…
Volante Technologies
Volante Technologies supplies cloud microservices and software for host-to-host settlement automation, ISO 20022 and instant payments for banks and processors…
Sentenial
Sentenial is a pioneer of European A2A processing, SEPA Direct Debit, instant accounts and open banking infrastructure for PSPs and corporates. It started in…
Yaspa
Yaspa (formerly Citizen) is a platform for instant verified bank payments, branded Intelligent Payments, which combines Open Banking account-to-account…
Zimpler
Zimpler is a licensed platform for instant bank-to-bank A2A deposits and payouts with built-in biometric verification through BankID. Founded in 2012, it is…
Zwitch
Zwitch is an embeddable platform for banking automation, virtual accounts and programmatic A2A/H2H payouts. It comes from Open Financial Technologies, an…
Setu
Setu is an Indian API infrastructure for instant integration of UPI (P2P and P2M), BBPS, Account Aggregator and bank account verification via penny drop. It…
Tarabut
Tarabut is a regulated Open Banking and direct bank-connectivity platform in the Gulf countries (GCC), described by the company as the largest of its kind. It…
Mono
Mono is an open banking and direct bank payments platform for businesses and fintech apps in Africa. The company was founded in 2020 and is headquartered in…
Prometeo OpenBanking
Prometeo OpenBanking is a single API platform for bank connectivity, account validation and account-to-account or host-to-host payments in Latin America and…
VoPay
VoPay is an embeddable account-to-account payments and Open Banking platform that covers EFT, Interac e-Transfer, ACH and RTP for businesses and software…
Orum
Orum is a platform that orchestrates instant bank-to-bank (A2A) transfers and verifies bank accounts in real time. It was founded in 2019 and is based in New…
Serrala
Serrala is a software provider for automating inbound and outgoing B2B and H2H payments, SAP integration and multichannel bank connectivity. It was founded in…
Nomentia
Nomentia is a European cash management platform with direct host-to-host integrations to more than 10,000 banks worldwide. Its history goes back to 1984, and…
Related subsections
Software behind P2P processing
P2P processing depends on software that matches a customer's payment to a trader's card, phone number or account in seconds. This subsection lists vendors of white label P2P platforms, H2H processing software and tools that automate the work of traders and teams. They sell technology; the payment flows, traders and liquidity remain the operator's responsibility.
Typical modules
- Merchant API and H2H: create pay-in and payout orders, callbacks, status checks.
- Trader panel: requisites (cards, SBP, UPI IDs), limits, balance, insurance deposit tracking.
- Order distribution: rules by amount, bank, method and trader rating; timeouts and reassignment.
- Payment confirmation: parsing of bank SMS or push notifications, statement uploads, manual review queue.
- Appeals and disputes: evidence upload, freeze handling, chat between operator and trader.
- Settlement: USDT accounting, team commissions, reconciliation reports.
What to check before buying
- Supported payment methods and banks in your GEO, e.g. UPI, SBP, bKash.
- Accuracy of automatic matching and how unmatched deposits are handled.
- Delivery model: SaaS, white label with your domain, or source code licence.
- Security: role access, audit log, 2FA, protection of trader credentials.
- Load: orders per minute and behaviour at peak hours.
- Who supports the system at night and in your time zone.
Neighbouring hubs
H2H processing providers often run this kind of software themselves. For settlement, look at stablecoin settlement and OTC desks; for compliance tooling, AML & KYT. Use the country filter, check Offers for licence terms and post a request if you need a custom build.