Nominalhub
Log inSign up
Payment methods

Open banking payment providers

Open banking: companies, offers and requests that work with this method.

8 requests

GridList
RequestPayment provider

GoodPay invites banks, EMIs and payment institutions into its A2A network

GoodPay is building an A2A payment network and invites banks, e-money institutions (EMIs) and payment institutions. Members connect to an API to receive and send transfers, while funds are held and…

Looking for:Payment providersTeams

Bank transferCryptocurrencyRespond
RequestPayment provider

finera invites payment providers into its orchestration platform

The finera orchestration platform invites payment providers to integrate and reach its merchant base. According to the website, the project is backed by Paragon Capital S.A. and the affiliated Cypher…

Looking for:Payment providersTeams

Bank cardsLocal methods (APM)Respond
RequestPayment provider

Songhai Exchange and FinCode seek banks and local payout partners

Songhai Exchange and the FinCode platform are recruiting payout partners: banks and local payment institutions that will deliver transfers for international money transfer operators (IMTOs), PSPs…

Looking for:Payment providersTeams

Cash & vouchersMobile moneyRespond
RequestMerchant

UK skill-prize competition startup seeks acquiring for £1 entries

A UK startup has built a skill-based competition platform and is looking for prize competition payments. Entries cost £1, so the main requirement is a low all-in fee: with a fixed per-transaction…

Looking for:Payment providers

Bank cardsOpen bankingRespond
RequestPayment provider

Open Banking for the UK: all GBP banks, 5.5% pay-in

A provider offers UK Open Banking: customers pay by transfer from their own bank through a banking API, confirming the payment in their bank app. All banks operating in pounds sterling are supported…

Looking for:Merchants

Open banking

IN 5.5%

Respond
RequestPayment provider

Open Banking for FTD and STD: 3.8% + €0.1 pay-in

A provider offers acceptance through Open Banking, meaning payments straight from the customer's account via a bank API, with no card details entered. The customer authorises the payment in their…

Looking for:Merchants

Open banking

IN 3.8%

Respond
RequestPayment provider

RASEDI connects wallets, gateways and banks to orchestration in Iraq

The RASEDI platform is building payment orchestration for merchants in Iraq, including the Kurdistan Region. The company wants partners whose rails can sit behind a single acceptance point: wallets…

Looking for:Payment providersTeams

Bank cardsE-walletsRespond
RequestPayment provider

AmPay: Open Banking in Europe

AmPay offers acceptance through Open Banking in Europe, taking payments straight from the buyer's account via their online bank. The terms were published in November 2025 and cover EU countries. How…

Looking for:Merchants

Open bankingRespond

What open banking payments are

Open banking payments (pay by bank, account-to-account or A2A) let a customer authorise a transfer directly in their bank's app through a regulated API. In the UK they run on Faster Payments; in the EU on SEPA Credit Transfer and SEPA Instant under PSD2. The payment initiation service provider (PISP) creates the payment, the customer approves it with strong authentication, and funds reach the merchant account without card networks.

Why merchants use pay by bank

  • Lower cost than card acquiring, with no interchange or scheme fees.
  • No card chargebacks; fraud is lower because the bank authenticates the payer.
  • Instant or same-day settlement and verified payer name and account.
  • Good fit for high tickets, account top-ups, invoices, iGaming and trading platforms where allowed.

Integration options

  • PISP API with hosted bank-selection screens and webhooks.
  • Variable recurring payments (VRP) for sweeping and, increasingly, subscriptions.
  • Account information (AIS) for affordability, KYC and source-of-funds checks.
  • Open banking payouts and refunds via the same provider or a payouts partner.

What to compare

  • Bank coverage per country and conversion of the bank-selection flow.
  • Pricing (per transaction fixed fee vs percentage), refund handling.
  • Licence (FCA, EU EMI/PI) and whether funds pass through the provider's account.
  • Settlement timing, currency and supported verticals.

Related pages

Open banking PSPs, open banking in the UK, SEPA, direct debit, EMI and payment institutions.

Find open banking providers

{count} companies list open banking. Compare published offers or post a request. Nominal hub is a directory and not a payment institution.