KYC & KYB
Customer and business verification.
Incode Technologies
Incode Technologies is an omnichannel biometric identity verification platform based in San Francisco and founded in 2015. It acquired MetaMap, and the…
iDenfy
iDenfy is a European hub for identity verification (KYC), business verification (KYB), AML screening, address checks and phone verification. It was founded in…
Jumio
Jumio is a pioneer of automated biometric identity verification and runs the KYX Platform. The company states that it has verified more than one billion…
AuthBridge
AuthBridge is a large Indian platform for instant KYC, KYB verification of merchants (GST, PAN, MCA, Udyam) and counterparty checks. It was founded in 2005 and…
1account
1account is a specialist provider of instant KYC and age verification using mobile network operators, credit reference agencies and documents. It is based in…
Advance.AI
Advance.AI is a Singapore-based provider of eKYC, biometrics, alternative credit scoring and KYB for fast-growing markets. It was founded in 2016 and belongs…
AU10TIX
AU10TIX is a fully automated platform for forensic document verification (KYC/KYB) and detection of organised deepfake attacks, which the company states takes…
Checkout.com
Checkout.com is a global payment platform with intelligent acceptance and a modular checkout (Flow), headquartered in London and founded in 2012. It also owns…
Plaid (plaid.com)
Plaid (plaid.com) is a bank connectivity and payments infrastructure company founded in 2013 in San Francisco. It links bank accounts, moves money account to…
Stripe
Stripe is an international payment service provider founded in 2010, with offices in San Francisco and Dublin. The tools covered here are its fraud, identity…
Related subsections
KYC and KYB for payment businesses
Every licensed PSP, EMI, exchanger and most acquirers must know who their customers are. KYC (know your customer) verifies individuals; KYB (know your business) verifies companies, their directors and ultimate beneficial owners. This subsection lists KYC verification services and KYB tools that payment companies plug into onboarding.
What a KYC provider typically checks
- Identity documents: passports, ID cards, driving licences, with OCR and forgery detection.
- Liveness and face match against the document photo.
- Proof of address and database checks where available.
- Sanctions, PEP and adverse media screening (often shared with AML tools).
- Age verification for gaming and adult merchants.
KYB specifics
- Lookups in company registries, extraction of directors and shareholders.
- UBO identification and verification of each beneficial owner.
- Document collection: incorporation certificate, articles, licences, proof of business.
- Risk rating of the business by country, industry and ownership structure.
How to choose a KYC vendor
- Document coverage for the countries your users come from; quality varies sharply by region.
- Pass rate vs fraud catch: ask for benchmarks on your traffic, not generic figures.
- Pricing: per check, per approved user or monthly minimum.
- Integration: SDK for web and mobile, hosted flow, API for back office.
- Data storage: where data is kept and how long, relevant for GDPR and local rules.
- Reusable KYC: whether a verified user can be reused across your products.
Related hubs
KYC is one piece of compliance. Combine it with AML & KYT for transaction monitoring, compliance outsourcing for policies and MLRO services, and antifraud for payment-level risk. Filter by GEO and check Offers for pricing, or post a request.