P2P processing
Pay-ins and payouts through trader networks: C2C, SBP, UPI and more.
SpicePay pays affiliates 25% of net profit on merchants' crypto transactions
The SpicePay partner program is for affiliates and representatives who bring merchants to its crypto payment gateway. The partner earns a share of SpicePay's net profit on referred clients'…
Looking for:Payment providers
Smartlink pays referrers 25% of its fees for life
The Smartlink partner program is a simple referral scheme: the partner shares a personal link and earns part of the platform's fee on referred users' transactions. Smartlink is a crypto payment…
Looking for:Payment providers
SavPay offers three partnership models for working with Canadian merchants
The SavPay partner program focuses on merchants in Canada and offers three ways to take part, from simple referrals to a full ISO role. The model is matched to the partner's type and resources. Three…
Looking for:MerchantsTeamsTradersPayment providers
Rupepayment invites partners to connect their client base for a fixed fee per transaction
The Rupepayment partner program is built on a fixed reward: the partner connects its client base to the payment service and earns a pre-agreed amount for every client transaction. The program runs in…
Looking for:Payment providers
Red Pine Payments seeks consultants and referrers to pass on processing merchants
The Red Pine Payments partner program lets you earn from recommending payment processing without touching the technical side. The partner refers a merchant, and Red Pine Payments takes it from there…
Looking for:Payment providers
Recurrente seeks referral and integration partners: up to 0.25% of transactions
The Recurrente partner program covers two tracks: referring merchants and building integrations with the payment platform. Referrers earn commission, and integration partners also get listed in the…
Looking for:Payment providers
Razorpay invites B2B providers to refer clients for online payments, POS and cross-border
The Razorpay partner program is for B2B companies that serve businesses and can bring clients onto payment solutions. For each client, the partner earns recurring commission. Who is invited B2B…
Looking for:Payment providers
Przelewy24 seeks developers and platforms to sign up merchants via a partner link
The Przelewy24 partner program runs on a partner link: the partner registers merchants through it and earns commission on every transaction they process. The program focuses on the Polish market. Who…
Looking for:Payment providers
PLUSPAY invites banks and payment agents to join its payment system
The PLUSPAY partner program is an invitation to become a participant in a payment system operating in Russia. Participants use its infrastructure for transfers, crediting funds and payments to…
Looking for:Payment providersTeamsTraders
Plisio pays 25% of payment fees and 10% of exchange profit for referred businesses
The Plisio partner program is for those who can bring in companies that accept cryptocurrency. The partner earns a share not only of the client's payment fees but also of exchange operations. Who is…
Looking for:MerchantsPayment providers
Paytm invites developers, agencies and bloggers to refer its payment gateway
The Paytm partner program lets you recommend Paytm Payment Gateway to clients and contacts who need a payment gateway, and earn cash rewards for it. The program runs in India. Who is invited web…
Looking for:Payment providers
Payroc seeks software vendors to refer its payment services
The Payroc partner program is designed for software vendors whose clients take payments. The developer recommends Payroc, and all merchant work, from sale to support, stays with the company. Who is…
Looking for:Payment providers
Payrexx invites platform developers to embed payments via API
The Payrexx partner program targets platform developers and integrators who want to offer clients payments inside their product. Embedding is done through the API, and the Payrexx technical team…
Looking for:Payment providers
Payplug seeks partners who recommend its payment solution to clients
The Payplug partner program is built around referrals: the partner recommends the Payplug payment solution to clients and is rewarded for it. Instead of a public terms table, the company offers to…
Looking for:Payment providers
PayPal invites technology and commercial partners into its ecosystem
The PayPal partner program brings together companies that integrate PayPal into their products or bring merchants onto it. It is an entry point into the partner ecosystem of one of the best-known…
Looking for:Payment providers
Payoneer invites consultants, agencies and platforms to its partner program
The Payoneer partner program targets companies whose clients deal with international payments. A partner can recommend Payoneer or embed the service into its own product, and earnings depend on how…
Looking for:Payment providers
Payments in the Channel recruits MSPs, VARs and consultants as resellers
The Payments in the Channel partner program is designed for companies that already provide IT, accounting or consulting services to businesses. They are invited to add payment acceptance, collection…
Looking for:TeamsTradersPayment providers
Paymentplus seeks web developers and agencies in the UK and Ireland
The Paymentplus partner program suits those who build and maintain online stores in the United Kingdom and Ireland. The partner recommends payment products, connects stores to the gateway, or simply…
Looking for:TeamsTradersPayment providers
P2P processing by country
Related subsections
What P2P processing is
P2P processing accepts and pays out money through networks of traders instead of a classic acquiring bank. The customer pays to a card, phone number or local account of a trader (C2C, SBP, UPI, bank transfer), and the P2P payment provider confirms the transaction and settles the merchant, usually in USDT. It is common in markets where cards are hard to accept or local methods dominate: India, Russia and CIS, Bangladesh, Turkey, parts of Africa and Latin America.
Who is on this page
- P2P payment gateways that connect merchants to trader liquidity through an API or H2H processing.
- P2P teams that run pay-in and payout flows for providers.
- P2P traders offering payin payout capacity in specific GEOs, including merchants of P2P exchanges (Binance P2P, Bybit P2P, OKX P2P).
Related hubs: H2H processing, P2P & H2H software, stablecoin settlement.
How a P2P order works
- 1.The merchant creates an order through the gateway API.
- 2.The gateway picks a trader with enough limit for this method and amount and returns payment details.
- 3.The customer pays; the trader confirms receipt (or it is matched automatically by bank notification).
- 4.The merchant balance is credited, and settlement goes out in USDT or fiat. Payouts run the same way in reverse.
How to choose a P2P provider
- Rates: pay-in and payout percent, often different per method and GEO.
- Conversion and speed: share of successful deposits, time to credit.
- Limits and volumes: min/max ticket, daily capacity, payout coverage.
- Deposit and insurance: whether traders or teams must put down a security deposit.
- Settlement: USDT or fiat, frequency, rolling reserve.
- Disputes: how frozen cards and blocked accounts, appeals and refunds are handled.
Starting a P2P processing business
If you want to become a P2P trader or launch your own P2P processing company, look at the Requests tab: providers post what GEOs and methods they need, along with deposit and volume requirements. White-label platforms are listed in white-label processing.
How to use the page
Filter by GEO and method (for example UPI in India or SBP in Russia), check the Offers tab for published rates and the Requests tab for providers looking for traders and teams. Post your own request to reach P2P processing companies directly.