P2P processing
Pay-ins and payouts through trader networks: C2C, SBP, UPI and more.
New software product needs WeChat Pay, Alipay and subscriptions
The author of a new software product wants to accept payments via the two main wallets of Chinese users. The product needs subscriptions and QR payment displayed directly on the website page, without…
Looking for:Payment providers
CBPay seeks a provider for SBP, NSPK and C2C payments in Russia
CBPay is looking for an SBP provider and related rouble payment rails in Russia. The request lists mobile commerce, NSPK, SBP and C2C transfers; several overlapping posts from the brand are combined…
Looking for:Payment providers
YeePay seeks financial partners with local methods for Chinese merchants
Chinese payment provider YeePay is recruiting partners among financial institutions. It wants local payment methods, banking rails and regional collection capabilities to include in its offering for…
Looking for:Payment providersTeams
Healthcare client with $13M a year seeks a cheaper processing API and ACH
A fractional CTO is sourcing a healthcare payment processing API for a client that wants to pay less than it does on Stax today. The brief is a bare-bones processing API without extra layers, plus…
Looking for:Payment providers
Regulated crypto operator needs local fiat rails in APAC and LATAM
IceTree Ltd. is sourcing local fiat rails for a crypto business, a regulated operator whose name will be shared after an NDA. It needs PSPs with native access to local systems in Asia-Pacific and…
Looking for:Payment providers
Pakistani online academy seeks international card acceptance
A team in Pakistan is launching an online academy for medical exam preparation and needs card payments for an online academy from students in many countries. Stability and a lawful setup are the main…
Looking for:Payment providers
Online booking platform in Pakistan seeks a payment gateway
The team behind an online booking platform has nearly finished development and is now stuck on payments. It needs a gateway that lets customers pay for bookings directly on the site. Where the search…
Looking for:Payment providers
AI-agent payments startup seeks BaaS for wallets and cards
A pre-seed startup is building a payments product for AI agents and needs a sponsor bank or banking infrastructure platform. The agent makes purchases on a person's behalf, but every transaction goes…
Looking for:Payment providers
Xsolla seeks payment providers for its video game checkout
The Xsolla checkout serves video game publishers, and the company invites operating payment providers to add their methods to it. The request was published in May 2026. Methods of interest local…
Looking for:Payment providersTeams
Merchant with US and EU buyers seeks a new card processor
A merchant whose buyers are in the United States and the European Union is looking for a different card processor. The reason is reserves and fund holds imposed by the current partner. What is needed…
Looking for:Payment providers
Riverpe seeks payment channels in India, Vietnam and the Gulf
Payment provider Riverpe is looking for new Riverpe partners on the channel side. The company is already live and wants to add local channels in India, Vietnam and the Gulf states. The request was…
Looking for:Payment providers
CBPay seeks a cross-border provider for Tajikistan and Uzbekistan
CBPay is looking for a provider with corridors into Tajikistan and Uzbekistan. This is a separate need from the brand's requests for local acceptance elsewhere in the region. What cross-border means…
Looking for:Payment providers
Vircle seeks school fee collection from China, Japan and Korea into Malaysia
Vircle (Debit Circles Sdn Bhd) helps international schools in Malaysia collect payments and is looking for partners to accept money from China, Japan and South Korea. Visa and Mastercard are already…
Looking for:Payment providers
Pakistani website and SaaS builder seeks international payments and subscriptions
A developer in Pakistan who builds websites and SaaS products is choosing a payment solution for selling to customers abroad. He is at an early stage of provider selection. What is needed…
Looking for:Payment providers
Clothing store in Spain seeks card processing
A small clothing retailer is looking for card processing in Spain for its online store. The owner wants realistic terms built for a small business rather than for a large chain. The request was…
Looking for:Payment providers
Adder seeks US collections and payouts for a match-3 game
Adder, a business development representative, is looking for a third-party provider to handle US collections and payouts for a match-3 game owned by a Chinese company. The game targets American…
Looking for:Payment providers
NIRVANA recruits local providers in Tajikistan, Kazakhstan and Korea
NIRVANA is recruiting payment providers and partner teams with a local presence. There were several posts, but they describe one call covering three countries. Geography Tajikistan; Kazakhstan; South…
Looking for:Payment providersTeams
Snack shop website needs a gateway with affordable fees on small tickets
The author is helping a relative's snack business and is choosing a small-ticket gateway for its website. The products are cheap, so the key factor is an affordable fee on small purchases and on…
Looking for:Payment providers
P2P processing by country
Related subsections
What P2P processing is
P2P processing accepts and pays out money through networks of traders instead of a classic acquiring bank. The customer pays to a card, phone number or local account of a trader (C2C, SBP, UPI, bank transfer), and the P2P payment provider confirms the transaction and settles the merchant, usually in USDT. It is common in markets where cards are hard to accept or local methods dominate: India, Russia and CIS, Bangladesh, Turkey, parts of Africa and Latin America.
Who is on this page
- P2P payment gateways that connect merchants to trader liquidity through an API or H2H processing.
- P2P teams that run pay-in and payout flows for providers.
- P2P traders offering payin payout capacity in specific GEOs, including merchants of P2P exchanges (Binance P2P, Bybit P2P, OKX P2P).
Related hubs: H2H processing, P2P & H2H software, stablecoin settlement.
How a P2P order works
- 1.The merchant creates an order through the gateway API.
- 2.The gateway picks a trader with enough limit for this method and amount and returns payment details.
- 3.The customer pays; the trader confirms receipt (or it is matched automatically by bank notification).
- 4.The merchant balance is credited, and settlement goes out in USDT or fiat. Payouts run the same way in reverse.
How to choose a P2P provider
- Rates: pay-in and payout percent, often different per method and GEO.
- Conversion and speed: share of successful deposits, time to credit.
- Limits and volumes: min/max ticket, daily capacity, payout coverage.
- Deposit and insurance: whether traders or teams must put down a security deposit.
- Settlement: USDT or fiat, frequency, rolling reserve.
- Disputes: how frozen cards and blocked accounts, appeals and refunds are handled.
Starting a P2P processing business
If you want to become a P2P trader or launch your own P2P processing company, look at the Requests tab: providers post what GEOs and methods they need, along with deposit and volume requirements. White-label platforms are listed in white-label processing.
How to use the page
Filter by GEO and method (for example UPI in India or SBP in Russia), check the Offers tab for published rates and the Requests tab for providers looking for traders and teams. Post your own request to reach P2P processing companies directly.