P2P processing
Pay-ins and payouts through trader networks: C2C, SBP, UPI and more.
PaymentCloud seeks ISOs, agents and ISVs for POS and e-commerce card acceptance
The PaymentCloud partner program is for those who sell card acceptance to merchants, both at the point of sale and in e-commerce. Partners get the white-label Stratus dashboard and support through…
Looking for:TeamsTradersPayment providers
Payment Options recruits payment solution resellers
The Payment Options partner program is a reseller model: the partner brings clients to the company's payment solutions and earns commission on their successful transactions. Earnings are visible in…
Looking for:Payment providersTeamsTraders
PayKun seeks developers, agencies and freelancers to refer its gateway
The PayKun partner program is built on transaction commission: the partner recommends the payment gateway to clients and earns a share of each of their transactions. The program runs in the Indian…
Looking for:Payment providers
PayGlocal seeks consultants and agencies for domestic and cross-border acceptance
The PayGlocal partner program lets consultants, agencies and platforms earn by connecting clients to payment acceptance. The service covers both domestic payments in India and international ones. Who…
Looking for:Payment providers
PayG recruits resellers and referral partners in India
The PayG partner program is open to resellers and referral partners working with Indian businesses. The partner brings clients to PayG payment products and earns a reward for each successful signup…
Looking for:TeamsTradersPayment providers
PayFacto recruits ISOs and agents to bring in merchants
The PayFacto partner program is designed for ISOs and agents who sell merchant acquiring. The partner's job is to bring applications and processing volume, while PayFacto provides the tools to build…
Looking for:TeamsTradersPayment providers
Paybuddy seeks B2B resellers and white-label partners in the UK
The Paybuddy partner program suits UK companies that already sell other services to businesses and want to add payment solutions. The program is tiered, so the format depends on how deeply the…
Looking for:TeamsTradersPayment providers
payabl. seeks PayFacs, intermediaries and referrers for card acquiring
The payabl partner program is built around card acquiring and offers two models. One is for companies that own their merchant relationships, the other for referrers who simply bring in clients…
Looking for:MerchantsPayment providers
PAY. seeks agencies and SaaS platforms for embedded payments
Choosing an embedded payments partner for SaaS? The PAY partner program targets companies that build products for their own clients and want payments inside them. Partners design their own payment…
Looking for:Payment providers
Patriots Payments seeks ISVs and B2B services to refer payment processing
The Patriots Payments partner program lets a company add payment processing to its B2B services and earn recurring income from it. The partner recommends the service to clients, and Patriots Payments…
Looking for:MerchantsPayment providers
PagPlan seeks companies to offer bill and debt payments by card in instalments
The PagPlan partner program targets Brazilian companies whose customers regularly pay bills, taxes or outstanding debts. The partner adds card payment to its service, and PagPlan processes the…
Looking for:Payment providers
PagBrasil invites e-commerce agencies to its partner program
The PagBrasil partner program is aimed at agencies that build and grow online stores in Brazil. The agency brings merchants, and PagBrasil gives them better commercial terms. What the agency gets…
Looking for:Payment providers
Pady seeks agents, affiliates and banks for cash-in, cash-out and payouts in Nigeria
The Pady partner program covers several roles, from cash agents to developers wiring up the accounts and payouts API. The service operates in Nigeria and handles cash-in, cash-out, cards and money…
Looking for:Payment providersTeamsTraders
Paddle invites platforms to embed Merchant of Record billing
The Paddle partner program is for platforms that want to give their users payments and subscriptions without building their own financial stack. Paddle acts as Merchant of Record, the legal seller…
Looking for:TeamsTradersPayment providers
Organic Payment Gateways seeks B2B partners for referrals
The Organic Payment Gateways partner program targets organisations whose clients need merchant accounts and payment gateways with stricter underwriting requirements. Qualified B2B partners are…
Looking for:Payment providers
OptionPay seeks distributors and API resellers in India
The OptionPay partner program focuses on India. Partners build networks of merchants and retail agents using the company's payment APIs, bill payments and agent services. Products PayIn, collecting…
Looking for:TeamsTradersPayment providers
OnCore Payment Technologies pays for successful referrals
The OnCore referral program, run by OnCore Payment Technologies, is meant for people with business connections. The partner brings companies from their network to the OnCore payment platform and…
Looking for:Payment providers
NOWPayments pays 25% of profit for crypto payment referrals
The NOWPayments referral program is about cryptocurrency payment acceptance. The partner brings a business that starts accepting crypto through the NOWPayments gateway and receives a share of the…
Looking for:Payment providers
P2P processing by country
Related subsections
What P2P processing is
P2P processing accepts and pays out money through networks of traders instead of a classic acquiring bank. The customer pays to a card, phone number or local account of a trader (C2C, SBP, UPI, bank transfer), and the P2P payment provider confirms the transaction and settles the merchant, usually in USDT. It is common in markets where cards are hard to accept or local methods dominate: India, Russia and CIS, Bangladesh, Turkey, parts of Africa and Latin America.
Who is on this page
- P2P payment gateways that connect merchants to trader liquidity through an API or H2H processing.
- P2P teams that run pay-in and payout flows for providers.
- P2P traders offering payin payout capacity in specific GEOs, including merchants of P2P exchanges (Binance P2P, Bybit P2P, OKX P2P).
Related hubs: H2H processing, P2P & H2H software, stablecoin settlement.
How a P2P order works
- 1.The merchant creates an order through the gateway API.
- 2.The gateway picks a trader with enough limit for this method and amount and returns payment details.
- 3.The customer pays; the trader confirms receipt (or it is matched automatically by bank notification).
- 4.The merchant balance is credited, and settlement goes out in USDT or fiat. Payouts run the same way in reverse.
How to choose a P2P provider
- Rates: pay-in and payout percent, often different per method and GEO.
- Conversion and speed: share of successful deposits, time to credit.
- Limits and volumes: min/max ticket, daily capacity, payout coverage.
- Deposit and insurance: whether traders or teams must put down a security deposit.
- Settlement: USDT or fiat, frequency, rolling reserve.
- Disputes: how frozen cards and blocked accounts, appeals and refunds are handled.
Starting a P2P processing business
If you want to become a P2P trader or launch your own P2P processing company, look at the Requests tab: providers post what GEOs and methods they need, along with deposit and volume requirements. White-label platforms are listed in white-label processing.
How to use the page
Filter by GEO and method (for example UPI in India or SBP in Russia), check the Offers tab for published rates and the Requests tab for providers looking for traders and teams. Post your own request to reach P2P processing companies directly.