Payment providers
Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Personal-finance SaaS seeks one gateway for Pakistan and international customersRequestMerchant· October 13, 2026King Global invites Indian PSPs and processing teamsRequestPayment provider· October 13, 2026FuturaPay seeks MTN and Orange Money operators and aggregators in AfricaRequestPayment provider· October 13, 2026Adult XenForo forum needs SBP, international cards and USDTRequestMerchant· October 13, 2026Local PSPs and payouts for iGaming projects in Asia, LATAM and AfricaRequestMerchant· October 13, 2026Store with US and Swiss offices wants UPI for buyers in IndiaRequestMerchant· October 13, 2026Indian SaaS seeks a Razorpay alternative for international paymentsRequestMerchant· October 13, 2026US company seeks local payment acceptance in PakistanRequestMerchant· October 13, 2026TRILLON seeks local pay-in / pay-out in South KoreaRequestMerchant· October 13, 2026ETO Payments seeks PSPs, wallets and acquirers in ChinaRequestMerchant· October 13, 2026UPI Native Intent with T0 settlement, API and H2H wantedRequestMerchant· October 13, 2026Platform needs UPI Intent for Android and iOS with API and reconciliationRequestMerchant· October 13, 2026Processing partner wanted for a multi-merchant gateway in IndiaRequestMerchant· October 13, 2026FinBridgeX seeks licensed RTGS partners in IndiaRequestMerchant· October 13, 2026Axiron seeks processing teams and Indian pay-in / payout providersRequestMerchant· October 13, 2026CossPay seeks ready Indian solutions for collections, payouts and UPIRequestMerchant· October 13, 2026Wocpay seeks banks, PSPs and wallets in South Asia and Saudi ArabiaRequestMerchant· October 13, 2026+2UPI and connected banking wanted in India: pay-in, payout and T0 settlementRequestMerchant· October 13, 2026
Upcoming events: Local payment methods (APM)
All upcoming events5NovNovember 5, 2026AMBA Innovate Payments Summit 2026In personConferences & exposBuenos Aires, Argentina9NovNovember 9 – 12, 2026EBA Academy — Payments from A to Z, Frankfurt November 2026In personMeetups & networkingFrankfurt am Main, Germany12NovNovember 12, 2026STP Summit 2026In personConferences & exposMexico City, Mexico17NovNovember 17 – 19, 2026Bengaluru Tech Summit 2026In personConferences & exposBengaluru, India
Local payment methods (APM) by country
India71United States28Bangladesh22Pakistan21South Korea20Brazil19United Kingdom19Colombia12Thailand11Mexico11Argentina11Canada10Vietnam9Egypt9Japan9Kazakhstan9Türkiye9China9Russia9Nigeria9Australia9Indonesia8Peru8Kenya8United Arab Emirates8Philippines7Uzbekistan7Chile7Malaysia6France6Netherlands5South Africa5Nepal5
Related subsections
P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10E-wallets8Local payment methods (APM) — IndiaLocal payment methods (APM) — United StatesLocal payment methods (APM) — BangladeshLocal payment methods (APM) — PakistanLocal payment methods (APM) — South KoreaLocal payment methods (APM) — Brazil
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.