Payment providers
Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Universal Payment Network onboards payment schemes, wallets, banks and PSPsRequestPayment provider· October 13, 2026Freemarket invites banks and fintechs to expand its network corridorsRequestPayment provider· October 13, 2026XOUNOX seeks a PSP for the closed B2B platform ZEUS STREAM PANELRequestMerchant· October 13, 2026White-label payment gateway in Brazil seeks an Asaas replacementRequestMerchant· October 13, 2026Brazilian SaaS seeks a Stripe replacement over 30-day settlementRequestMerchant· October 13, 2026Checkout with order bumps, upsells and fast withdrawals wanted for a BRL 50 mini-courseRequestMerchant· October 13, 2026Brazilian course creator leaves Hotmart and seeks a gateway with installmentsRequestMerchant· October 13, 2026MPSA seeks PSPs and local methods in seven countries for a high-risk portfolioRequestMerchant· October 13, 2026+4Electronics store chooses a local gateway with custom checkout, GCash, Maya and cardsRequestMerchant· October 13, 2026PayPal and Wise user seeks a card checkout for US clients and faster settlementRequestMerchant· October 13, 2026Seaport kiosk needs one payment split between the carrier, the port and the platformRequestMerchant· October 13, 2026PISOBridge seeks a Philippine bank, EMI or fintech API for a pilotRequestPayment provider· October 13, 2026Colombian Instagram seller seeks a gateway for sales to Mexico and Latin AmericaRequestMerchant· October 13, 2026Mentra marketplace seeks an EUR account with IBANs, Stripe settlement and seller payoutsRequestMerchant· October 13, 2026Licensed Turkish wallets, acquirers and banks wanted for Asian merchantsRequestMerchant· October 13, 2026Monetix seeks a PSP or acquirer with Laos coverage for a high-risk portfolioRequestMerchant· October 13, 2026Dedicated accounts, ACH/EFT and cards wanted for US and Canada high-risk merchantsRequestMerchant· October 13, 2026WorryQ needs help with bulk payouts to partners in IndiaRequestMerchant· October 13, 2026
Local payment methods (APM) by country
India71United States28Bangladesh22Pakistan21South Korea20Brazil19United Kingdom19Colombia12Thailand11Mexico11Argentina11Canada10Vietnam9Egypt9Japan9Kazakhstan9Türkiye9China9Russia9Nigeria9Australia9Indonesia8Peru8Kenya8United Arab Emirates8Philippines7Uzbekistan7Chile7Malaysia6France6Netherlands5South Africa5Nepal5
Related subsections
P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10E-wallets8Local payment methods (APM) — IndiaLocal payment methods (APM) — United StatesLocal payment methods (APM) — BangladeshLocal payment methods (APM) — PakistanLocal payment methods (APM) — South KoreaLocal payment methods (APM) — Brazil
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.