Payment providers
Local payment methods (APM)
UPI, PIX, bKash, Nagad, QRIS, SPEI, Papara and other local methods.
Merchant seeks a PSP for Tunisia: bank transfers and APMsRequestMerchant· March 5, 2026Client seeks a gateway for global payments with easy website and invoicing setupRequestMerchant· March 2, 2026Selia looks for a Stripe alternative for global payment collectionRequestMerchant· February 24, 2026Refurbished electronics store seeks a new payment gateway in IndiaRequestMerchant· February 22, 2026Georgian sole proprietor needs a gateway for Telegram payments from EU clientsRequestMerchant· February 18, 2026French rental marketplace seeks an alternative to Stripe ConnectRequestMerchant· February 15, 2026SaaS seeks a Stripe replacement for recurring subscriptionsRequestMerchant· February 13, 2026Marketplace needs a gateway with split payments, escrow, payouts and dispute handlingRequestMerchant· February 13, 2026Advance seeks banks and payment infrastructure for US insuranceRequestPayment provider· February 12, 2026New business in India seeks a scalable gateway and secure checkoutRequestMerchant· February 3, 2026Seller of presets and custom products seeks a reliable Shopify gatewayRequestMerchant· January 28, 2026Gambling merchant seeks a PSP in Vietnam: bank transfers, MoMo, ZaloRequestMerchant· January 27, 2026Processor wanted for a pharmacy and wellness business with API, tokens and webhooksRequestMerchant· January 21, 2026Automated revenue split between partners, contractors and a tax accountRequestMerchant· January 21, 2026PSPs wanted in India, Pakistan, Bangladesh, Nepal and TunisiaRequestMerchant· January 15, 2026+2Online clothing store seeks a new payment processorRequestMerchant· January 14, 2026Baiyue Technology seeks cards and mobile wallets for a dating appRequestMerchant· December 26, 2025Razorpay-based platform needs automated payouts to vendorsRequestMerchant· December 11, 2025
Local payment methods (APM) by country
India71United States28Bangladesh22Pakistan21South Korea20Brazil19United Kingdom19Colombia12Thailand11Mexico11Argentina11Canada10Vietnam9Egypt9Japan9Kazakhstan9Türkiye9China9Russia9Nigeria9Australia9Indonesia8Peru8Kenya8United Arab Emirates8Philippines7Uzbekistan7Chile7Malaysia6France6Netherlands5South Africa5Nepal5
Related subsections
P2P processing48Card acquiring & gateways14H2H processing11Payouts & mass payouts11Aggregators & cascading10E-wallets8Local payment methods (APM) — IndiaLocal payment methods (APM) — United StatesLocal payment methods (APM) — BangladeshLocal payment methods (APM) — PakistanLocal payment methods (APM) — South KoreaLocal payment methods (APM) — Brazil
Local payment methods (APM)
In many markets cards are a minority of online payments. Customers in Brazil pay with PIX, in India with UPI, in Mexico with SPEI and OXXO, in Bangladesh with bKash and Nagad, in Indonesia with QRIS, in Thailand with PromptPay. An APM payment provider gives a merchant one integration to accept these local payment methods and, often, to pay out through them.
Why merchants add APMs
- Conversion: a familiar local method usually converts better than an international card in emerging markets.
- Lower dispute risk: most account-to-account and wallet payments have no card-style chargebacks.
- Coverage: in some GEOs local rails are the only realistic way to reach the customer.
- Payouts: the same rails often support instant withdrawals, important for iGaming, forex and marketplaces.
Typical APMs by region
- LATAM: PIX, SPEI, PSE, cash vouchers — see Brazil, Mexico, Colombia.
- South Asia: UPI, bKash, Nagad — see India, Bangladesh, Pakistan.
- Southeast Asia: QR payments and e-wallets — see Indonesia, Thailand, Vietnam.
- CIS: SBP and card-to-card — see Russia, Kazakhstan.
- Africa: mobile money — see Kenya, Nigeria.
Choosing an APM provider
- Direct connection to the scheme or bank vs reselling another aggregator.
- Methods actually live in your GEO, not "coming soon".
- Settlement time, currency and whether USD/USDT settlement is possible.
- Refund flow, payout support on the same method, KYB and vertical restrictions.
Related hubs
The full list of methods is in payment methods. Closely related: mobile money, e-wallets, open banking and, where formal APM acquiring is thin, P2P processing. {count} providers are on this page; check Offers for rates or post a request.